Post # 1
Member
688 posts
Busy bee
I am feeling sad and blue ladies! I have not been on her in forever but decide to come back since everyone was so helpful during my wedding process.
This is my 3rd time on unemployment accept this time we have a nice mortage, major credit card debt and more school loans thanks to me.
I left a full time job for a contract job and it ended about a week ago. I just got my benefit stuff in the mail and It says I will be getting 370 a week but I had made about 600 a week working. I am literally crying my eyes out because I have no clue how I am going to help my husband pay all our bills. Majority of the debt comes from me since I have 3 degrees now.
I am not religous and try to pray for courage but seem to be giving up hope. I have applied to so many jobs and don’t hear back.There are days when I think maybe I should just end it all because life is not worth living but I worry about how my husband will feel if i just gave up on us.
Just want someone to talk to because I feel lost and hopeless. I have completely given up the idea of having children because I do not see any way of that happening given our financial situation.
Someone please tell me this will end soon and that there is a light at the end of this dark dark road.
Post # 3
Member
4430 posts
Honey bee
@sexxysheddy: What is preventing you from going back to the Full Time job? Why would you leave a FT position for a contract job?
Post # 4
Member
920 posts
Busy bee
be calm and have faith!!! if you are 100% sure you are doing everything in your power to get that job and support you and him, then don’t fret. but you need to take a long hard look at yourself and see if you can do anything better to get where you want to be.
life shouldnt be about finances and money and jobs. but unfortunately that’s what it revolves around for a lot of us. you love yor husband and he loves you. you have a safe place to live and food on the table. you will make it through life’s rough patches!!
Post # 5
Member
688 posts
Busy bee
@BellaDee: I left the full time job because I took a major pay cut and it was with a small company. the first 6 months was normal and then they got all crazy. My boss had an assistant who was trying to get me fired. It was either I let them fire me or find another job asap. the only thing I could find was a contract job that paid me double what the law firm was given me. During that time I was in school to get my MBA so I figured before the temp job ended I would find a job. No such luck. When I apply for a job its either I am too qualifed or not qualified enough. for the past 2 months I was working my full time temp job and a pt job for the christmas season. I just feel like I always make the wrong decisions in life.
@highschoolhoneys: thank u and I hope things are going to get better.
Post # 6
Member
4435 posts
Honey bee
@sexxysheddy: Sending loads of positive vibes your way- things will get better:)
Post # 7
Member
866 posts
Busy bee
Come on now, no talk of ending it all. I am sure you will make it through this time. If we all look very hard, most of us have plenty of places we can cut bak if we need to. Look over all your bills and spending to see where you can maybe save some money.
Most of all, try not to lose hope. Things will get better, you WILL get through this!
Post # 8
Member
692 posts
Busy bee
@sexxysheddy: First, and most important, if you have thoughts of ending it, I implore you to find a professional to talk to.
It also might be helpful to find a financial advisor to talk to, as well, if you’re in debt and having money troubles. There are lots of things you and your husband can do to help minimize monthly outflow and help you get to a more livable financial situation while you look for work.
But I really do feel you on the job thing. The economy is crap right now. I have friends who are putting off even getting engaged because they could only land minimum wage jobs after college and are stuggling to get by. But have faith that it’ll get better. Keep trying, keep applying. 200 ‘No’s and 1 ‘Yes’ is still a yes!
Post # 9
Member
18628 posts
Honey Beekeeper
Is there any way you could get some work in the service industry (restaurant, cashier, something) to help you get your income up in the time being until you are able to find something that pays more?
If you really feel lik ending your life, you should talk to someone. There are always ways to improve your situation and maybe they can help you see that.
Post # 10
Member
881 posts
Busy bee
@sexxysheddy: Hopefully at the beginning of the year jobs will open up and you can find something. Try and stay positive and remember this is a temporary situation and you can find something eventually!
Post # 11
Member
1542 posts
Bumble bee
@sexxysheddy: This is why I hate debt. It makes bad situations unbearable. But im not judging because we were in a similar situation a little less then a year ago. OK so this is what you need to do….
You need to sit down with your dh and make a budget based on his income and your unemployment. You write down every single penny you have to spend in a month. Everything. That means bills, gas, lunch money, everything. Now make it balance out to zero.
If your in the negative then this is where you have to get creative and be willing to sacrifice. Sell the car, get rid of cable, sell stuff to pay off the credit card, whatever you have to do. There is an end to this. But it takes sacrifice and work. But I promise u won t regret it.
I strongly encourage you read Dave Ramsey’s “total money makeover” . you can pick up a copy at the library or its only 10 bucks online. It will give you hope and the steps needed to improve your situation for good… Even after you get a job so u can make sure u don’t end up back here.
My husband lost his job 2 months before the wedding. We didn’t even think we could afford to pay the final payment s on the wedding. Thankfully he found a job but it was a major pay cut and we thought we were barely getting by before. I made a budget and we had just enough to pay the bills and put food on the table but not an extra dime. We weren’t gonna make it. I wanted to cry myself to sleep every night. Thankfully, We were gifted enough money to pay for the wedding and put about another thousand on the credit card. After the wedding reality hit hard. Our friend gave us total money makeover and it changed everything. We made the VERY difficult decision to sell my husbands truck which gave us 500 extra a month. I thought I’d cry turning it in but once we signed the paper I had a huge feeling of relief come over me. And for the first time in years I had hope that wed be okay and that’s something money can’t buy. We make a budget and track our spending every month, we r working on paying off our debt and we never spend more then we bring in…. But best of all my husband and I are working together and communicating better then we ever have before.
Post # 12
Member
3295 posts
Sugar bee
- Wedding: August 2013 - An amazing non-profit retreat
I know it is so tough out there right now, and it’s downright discouraging to feel like there is no job out there for you, but I promise that there is. I keep telling this to my husband and I’ll tell it to you too “it will all work out in the end. The right job is out there.” Can you work somewhere that you can make tips/bonuses on top of your normal wage to help with bill payments? What are you trained in? Are there any programs in your area that work with people on EI to get back into the workforce?
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