(Closed) Accidently started house shopping!

posted 6 years ago in Home
Post # 3
Member
12953 posts
Honey Beekeeper
  • Wedding: November 1999

Congratulations!!  I’ve been going back and forth on if I want to buy now, too.  So many changes!

Post # 4
Member
890 posts
Busy bee
  • Wedding: December 2012

Congrats!! It is a fun process. My Fi and I bought our house together only 3 months after we were dating lol but now its a lovely home and now we are planning our wedding!!  The way things work out!  Best of luck!!!

Post # 6
Member
129 posts
Blushing bee
  • Wedding: November 2011 - Palma Sola Botanical Park

Haha that’s pretty much what happened with us too, and we closed on 4/2! My only word of advice is to not necessarily buy what you can borrow, but rather what you can afford. Figure out what your monthly mortgage payments would be along with property taxes and homeowners insurance and go from there.

GL!

Post # 7
Member
2697 posts
Sugar bee
  • Wedding: June 2012

@ladyfingers:  I agree. Mortgage lenders will approve you for much more than you’ll probably actually want/be willing to pay per month, once you take all other bills into account.

I recently had a client who asked to be and was approved for 125k, and his lender kept pushing him to see how much higher he could get. He didn’t even want to look at houses over 100k. The cheapest one I showed him was 59k.

If you have a realtor who is only sticking to the top end of your budget, walk the other way…

Good luck, it is so exciting!

Post # 9
Member
7609 posts
Bumble Beekeeper

Haha….whoops!  Congrats and good luck – we ended up buying months before we had planned to and it was wonderful!

 

Post # 10
Member
5428 posts
Bee Keeper

My house was $79,500 in 1998 and now we can sell it for over $180,000! 

I am happy for you that you could afford a house over $300,000! Not very many couples can do that!

Post # 11
Member
2697 posts
Sugar bee
  • Wedding: June 2012

@Take The Reins:  Pittsburgh!!

Its fantastic and I love it here. Cheapest metro in america and this is probably the last year that houses will be this affordable ever again.

59K house Still on the market, can you believe it??

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