(Closed) $$$$ Affording your engagement ring, Fun advice/stories :)

posted 6 years ago in Money
Post # 3
2335 posts
Buzzing bee
  • Wedding: April 2018

My Fiance and I are both in university at the moment, so he worked part-time for a good part of the year, and full-time as a painter over the summer to buy my ring.

Every time I look at it, I remember all the days last summer he came home aching, completely exhausted, and drenched with sweat. It makes me smile every time I think about it, because it reminds me of how much he must love me, to do all that so that I could have the ring I wanted.

Had I known he was going to propose, I would have gladly paid for part of the ring myself (I used to work as a teller at the bank and had saved up more money than he had), but I think it was a matter of pride for him, to be able to give me something that he had worked and paid for himself.

For our wedding bands, his mother (whom I adore :)) donated a bunch of her old gold jewelry that she doesn’t like/wear to be sold, so that it would help defray the cost.

Post # 4
2903 posts
Sugar bee
  • Wedding: January 2011

When my hubby and I first started looking at rings I picked one out that I liked alot (at Zales) and one that was alot cheaper (off ebay). I told him that I did not care which one he got me. At the time neither of us had a good paying job. He told me he wanted to wait to get engaged until he could afford to get me the one from Zales. Disapointed, I told him that I’d rather be engaged to him and that I’d wear something out of a crackerjack box. 2 months later we went on a snowboarding trip with some friends and he proposed! I said yes without even looking down at the ring at first and then I realized it was the one from Zales! I asked him how…?? And he said he had a long talk with his dad and his dad wanted to buy the ring for me and that he’s paying his dad back in monthly payments. I was shocked. I did not know his dad liked me that much!  Well that was back in Jan 2010. We paid off the ring right before we got married(Jan 2011. For our 1 yr anniversary (Jan 2012) my hubby just upgraded me “just because” he wanted to Laughing

Post # 6
3968 posts
Honey bee
  • Wedding: September 2014

I knew I wanted an antique ring, and let’s just say, based on prices, they sold themselves ๐Ÿ™‚ I found a platinum/diamond ring that I LOVED (obviously if the stone was a tiny bit bigger I wouldn’t have minded ๐Ÿ˜‰ ) but it was perfect and affordable. SO and I are grad students, so he saved over 6 months to purchase it. Still waiting on it… haha!

Post # 8
574 posts
Busy bee
  • Wedding: January 2011

Darling Husband and I selected a smaller ring!  I am not a flashy jewelry person, and knew that I wouldn’t like anything big.  Mine is the perfect size for me, was under a grand for my set, and I couldn’t be happier!

Post # 9
1326 posts
Bumble bee
  • Wedding: August 2013

I think that whole rule of a few months salary is total non-sense for a ring. With bills and life it would have taken Fiance forever to save for the ring. I chose a ring that I loved but was also way more affordable. My ring is a halo that is made up of a ton of diamonds, but they are all small. It’s what we could afford now, and then in the future we were thinking we could upgrade to a 1-2 carat diamond for our 20th anniversary or something. This saved us a good chunk of change, and we can use it towards our wedding instead of the ring.

Post # 10
4 posts
  • Wedding: September 2012

So I have two suggestions: first, my friend did end up getting her ring off ebay and had a wonderful experience!  So much so that they ended up getting their bands off ebay as well!

Personally, my fiance and I talked about the ring for awhile (I had always dreamed of a princess cut solitaire).  BUT in the end, we ended up taking one of my mothers rings and using the center stone for my ring…Its a round stone, so I compromised…and I ended up choosing a setting with baguettes on the sides instead of going the solitaire route.  I LOVE IT!  Not only did we save over $5,000 by doing it this way, I will always have a reminder of my mother!

Post # 11
2906 posts
Sugar bee
  • Wedding: June 2013

Fiance and I bought my ring at Sam’s Club. We got a gorgeous ring for a lot less than we would have paid at a regular jeweler’s. I was a little weirded out at first, buying an e-ring from a big box store, but at the end of the day – it’s gorgeous, it didn’t break the bank and no one knows where it’s from unless I tell them.

Post # 13
418 posts
Helper bee

I dont want my SO to buy ring beyond his means. I told him to get me anything and not to worry about the money.

Post # 14
807 posts
Busy bee
  • Wedding: April 2013

My Fiance saved money in a few ways:

1) He bought my ring on ebay. I LOVE it which is all that really matters, but as a nice bonus it appraised for nearly 3 times what he paid for it.

2) I requested an aquamarine instead of a diamond–cost wasn’t the reason I wanted one but that was a plus as well, and I certainly ended up with a much bigger stone as a result (which was a priority to my FI)

As for actually saving up for the ring, he used some of the money from selling his motorcycle (planned anyway because he wanted a different bike) and also just putting a little bit of money away each month. 

Post # 15
1115 posts
Bumble bee
  • Wedding: November 2013

Fiance and I went to a custom jeweler. We actually ended up spending just as much as at the high end jewelry store, but got a much bigger stone of the same quality for the same price…

Post # 16
582 posts
Busy bee
  • Wedding: August 2013

My Fiance is really in to stocks and that is how he bought and paid for my ring. He played with his stocks for about a year to make enough money to buy me my dream ring I gotta say I was impressed! 

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