(Closed) After you pay all of your bills, how much money do you have to play with?

posted 8 years ago in Money
Post # 3
1955 posts
Buzzing bee
  • Wedding: September 2014

we live paycheck to paycheck, and currently nothing goes into savings. we probably have $50 a week of “play money”, but that goes to gas for the car. everything else goes to bills and groceries.

Fiance is the only one working, i’m unemployed. we’re in the process of moving, and he has to find a new job. money is going to be tight for a while. but i’m sure we’ll manage. once he does find work, and i go back to working, we should be able to put savings aside. i’m going to aim for $200-300 a month into savings. hopefully.

Post # 4
492 posts
Helper bee
  • Wedding: July 2013

@Bellagiobride:  we were putting away $160 a month into investments and had about $100 a week each ‘play money’ after bills…but right now I am between contracts and it is very tight. I can’t wait to return to work in a few weeks! 

Post # 5
6263 posts
Bee Keeper
  • Wedding: September 2013

After all bills are paid and money goes into savings I usually have about $500 each week to “play” with. It goes quick in the NYC area.

Post # 6
1839 posts
Buzzing bee
  • Wedding: October 2012

currently we have nothing going into savings, but DH got a good promotion. he’s still hourly, not salary, so we are waiting to see what the new paychecks look like and then plan our new finances based on that.

Our goal is to have 50% of MY paychecks go into savings each week now ($150-$200 a week). After his next promotion, we will put 100% of my checks into savings for six months (we want a house and an emergency fund) and then I will either go down to part time or quit.


As for play money… it’s different each week, depending on which bills are due that week. On average, probably about $50…. more on special occasions.

Post # 7
3329 posts
Sugar bee
  • Wedding: April 2014

After bills and savings – usually we have £300 left. 

Post # 9
3380 posts
Sugar bee
  • Wedding: September 2014

At the end of the month, after bills, I’m usually able to save about $300. More if I bonus that month.

Back in December, I had to take a HUGE overtime cut, that eliminated nearly $1k a month…*that* sucked. I cannot wait to have that $800-1000 back!

Post # 10
6593 posts
Bee Keeper
  • Wedding: November 2013 - St. Augustine Beach, FL

@Bellagiobride:  We put at least $200 a month into savings and we spend around $400 a month on going out and entertainment.

My Fiance works contracts throughout the year and when he is working, a majority of his paycheck goes into savings (right now for the wedding and honeymoon.)

Post # 11
282 posts
Helper bee
  • Wedding: May 2008

At the end of the month after all the bills and payments we usually have between £4000-£5000 left to put into savings. Neither one of us are big spenders, except for trips and going on holiday, so we usually put almost all the leftovers straight into savings with just a little left out for date night πŸ™‚ So maybe £200 we leave out for that.


*Edited amount after double checking with DH, I thought the mortage on our other flat was more πŸ™‚

Post # 12
1494 posts
Bumble bee
  • Wedding: September 2013 - B&B

@Bellagiobride:  Congrats on getting ready to close! We just did (technically today, although it was at midnight!!! lol)

It is definitely worth it πŸ™‚

Between my Fiance and I, we should have around $1000 left every month. Until the wedding, there won’t be much saving… but after the wedding, we could probably us 300 or so to play with and we’ll save the rest. He and I are savers!

Now, since we have tenants for this new place we just bought, TECHNICALLY we have closer to $1500 left at the end of every month… that extra $500 can’t exactly be relied on though, since its dependent on having tenants. But when we do that extra money it is nice to save! So we’ll be saving ALOT until we build up our savings pretty good again.

Post # 13
721 posts
Busy bee
  • Wedding: September 2015

I give myself $50 per paycheck, and I get paid every 2 weeks.  This is separate from our household budget, which includes money to cover activities that Fiance and I do together.  My $50 is mine to spend on books, chocolate, clothes, whatever.

Post # 14
2393 posts
Buzzing bee
  • Wedding: September 2011

After we pay our bills, we have around 7K a month.  We have been saving most of that for a downpayment on a house. 

Post # 15
4090 posts
Honey bee
  • Wedding: August 2012

I think we need to define mandatory from discretionary spending.  Rent/Mortgage seems mandatory, but food, entertainment, clothes seems discretionary, no?

Post # 16
1128 posts
Bumble bee
  • Wedding: April 2011

We probably each have about $500/ month after bills, gas, savings, and groceries are paid. We put at least $550 in savings/ month– more if we’re saving up for a trip or something special.

I’ll be quitting my job at the end of the year to basically work for free for six months (school related requirement), so that’s scary. Hopefully I’ll be able to find a job shortly after finishing that, but it is highly unlikely. Anyway, about half of our savings per month goes into an account that is specifically for my expenses during the six months to a year that I will be unemployed. Depending on when I get a new job, I should have enough funds. But it will cut down my spending money a good amount during the time I am unemployed.

Quitting a job without another one lined up is scary.

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