(Closed) Am I crazy too book my vendors

posted 9 years ago in Money
Post # 3
1379 posts
Bumble bee
  • Wedding: January 2010

I’m so sorry about your job loss. My sister just lost her job and she was in a similar situation – very happy, always promoted, had a feeling the layoff was coming but was just hoping she wouldnt be a part of it.  It all stinks in this current economy. 

One idea that just came to my head was what about pre-paying (saving) your wedding debt.  Think about it as another monthly car payment between now and next March. Open up a new bank account and once a month when you are paying other bills transfer money into that account.  If you pre-pay/save $200 a month over the next 12 months that is $2400 … nearly half of what your wedding costs will be. Once you haev the wedding you continue to pay it off (either with wedding gifts or continue with the $200 per month) and you will have gotten rid of your wedding debt in just one year. 

Also if you are currently able to live off your fiance’s salary – do it! Then once you get another job all of your salary will go into savings.  The best thing we ever did was start living off of my fiance’s salary and saving mine. We didnt even realize how it was possible to save all that money!

Good luck! And congrats on your engagement and wedding! 🙂 

Post # 5
3526 posts
Sugar bee
  • Wedding: August 2010

First, a big huge :::hugs::: for you! I’m so sorry for being laid off but I’m a firm believer that when layoffs come sometimes the best employees get laid off first because they might also be higher paid employees.
That being said, I think you are on the right track on saving money on your wedding. And honestly, you sound financially more solid than a lot of people I know, with or without a job. I vote for go ahead with the wedding and I’m sure you’ll be able to find more ways to save money on for the wedding. And who knows you’ll probably have a new job by then.

Best of luck!!

Post # 6
672 posts
Busy bee
  • Wedding: November 2009

Aw, I’m so sorry to hear about your job loss — that’s a pain for anybody.  My Fiance was laid off last Nov but after 3 months got a new (better paying even!) job so it’s possible you will!  Good luck 🙂

As for the wedding, you sound pretty financially stable to me.  If I were in your position, I’d go ahead with the wedding.  If you do major belt tightening you can do it.  Plus it’s helpful to have your parents contribution – in the worst case scenario if you can’t manage to save enough, you have theirs and will just find a way to make your wedding fab with what you’ve got.  If you and your Fiance think his job is stable and that you two can weather a period of unemployment while managing to savefor the wedding, go for it. 

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