(Closed) Any banker bees out there? Random question about a mistake on a check

posted 5 years ago in Legal
Post # 3
Member
309 posts
Helper bee
  • Wedding: April 2011

From my understanding of commercial paper, banks go soley by the written words.  (Reasoning being that the numbers are easier to change– ie adding a 1 in front of the 300).  However, there shouldn’t be any fees attached to this unless they overdrafted or something.  Just write another check for $49.50 and you’re good!

 

Post # 4
Member
5773 posts
Bee Keeper
  • Wedding: May 2011

They would have deposited it for the written amount so I don’t know what fees they would incur. Writing another check for the remainder should clear everything up.

Post # 5
Member
1829 posts
Buzzing bee
  • Wedding: October 2013

I’ve been in banking for about ten years….they made the mistake so if there are any fees (which I don’t see why there would be) they should reverse them or write your vendor a letter explaning the error. Good luck!

Post # 6
Member
69 posts
Worker bee
  • Wedding: July 2013

The depositor’s bank should have also only accepted the check for the written amount.  The written amount always wins.  If the depositor’s bank accepted it for a different amount (the $350) then it’s their own fault, they should have known to take it for $300.50.  When I worked at a bank, the depositor’s bank scanned the check (behind the scenes) and put the information, such as the amount of the check – so this should show up the same for you and the depositor.  I’d just get a hold of the person you wrote the check to and ask them what they were able to deposit it for and then send them the additional money once they confirm they were only able to get $300.50 for it.

Post # 8
Hostess
1427 posts
Bumble bee
  • Wedding: November 1999

Fees only occur if the checks bounce; no fees should be incurred for this scenario.

The topic ‘Any banker bees out there? Random question about a mistake on a check’ is closed to new replies.

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