Post # 1
I’ve been contemplating buying a house on and off for a couple of years. My SO and I just broke up and I feel like it’s time for me to do something about my living situation (I had been kind of waiting to see what was going to happen with us). I found a couple of really affordable places right in my neighborhood. But now I’m SCARED! I’m nervous to be the one responsible if something breaks.
Tell me your positive experiences and make me feel better!
Post # 3
I got tired of waiting on him to propose and i bought my own house. I bought a fixer upper that doesnt need a ton of work and we are set to move in by Christmas. This way i dont have to pay a monthly rent, i dont owe a mortgage company, i dont have anyone telling me i have to do this or i have to do that to my house, and if anything breaks, i will have enough left over from my paycheck to afford it, seeing as how i am saving anywhere from $400-$800 a month on rent.
May not be ideal for everyone but its a little slice of heaven for me.
Post # 4
I did and I’m so glad I did! Go for it! You’ll learn as you go or hire someone who can fix things for you, totally up to you what you decide to tackle yourself or hire someone to do for you! I love the fact that i own my house myself, it has done a lot for my sense of independence. Don’t worry, there are some really great, honest contractors out there more than willing to help you! Best of luck, how exciting!
Post # 5
I bought my own house in 2009 (while I was waiting/thought we were going to break up). It was a great self esteem/maturity booster and really taught me alot about myself–I had mostly lived with boyfriends since college.
While I don’t regret it, it is a LOT of work and unexpected things can come up often (my house is 100 years old). I did some initial work like refinishing the floors and getting modern windows, but then there was unexpected electrical maintnance, the water heater wore out w/in 6 months, etc. Old houses need constant TLC, so if you are buying an older house have a few thousand dollars set aside for repairs.
Also, be realistic about the yard. Do you love being outside planting things etc? If not, be aware of any yard work you’ll need to do. I have a small yard, but a corner lot and therefore have a ton of shoveling to do in the winter and oodles of weeding in the spring and summer.
You can do it, just be realistic. 🙂
Post # 6
I did! I bought my place literally MONTHS before I met my SO.
I have learned to do a lot of things myself – I even hung a door! Youtube wins. My place was built in 1911 so I have had a lot of adventures with plaster.
It does suck when something dies (like the fridge) and you have to buy a new one, but it is so amazing to have control of your own space entirely. And (for me) it is cheaper than renting (I am in NYC)
Post # 7
I did. I bought my first home 10 years ago. I loved having my own space and something that was really mine.
My Darling Husband moved in 3 months before we got married. Shortly there after we bought another home for us and kept my first house as a rental.
Purchasing a home was a great move for me. I don’t regret it at all and hope to someday use it to pay for my children’s college!!
Post # 8
I did and I loved it! It was a very empowering experience and a learning one too!
Don’t be scared if things break! Things will break and you will get them fixed! You don’t have to do it all yourself – that’s what plumbers, electricians, and handymen are for! Ask around and find out who your friends use for those things …. if you know anyone that recently bought a home or long-time homeowners – that’s a great place to start!
Post # 9
Yes and I don’t owe anything on it. It was a bit of a fixer upper to but it gave me a chance to truly make it my own and flex my diy muscle.
Post # 10
- Wedding: October 2011 - Bed & Breakfast
I got my first house shortly after I graduated college. I purchased from a family member and didn’t have to get a mortgage, so it really wasn’t that scary to me. I loved the freedom and sense of independence that it gave me. That said, it was literally a 7 minute drive away from my parents, so I had Daddy available at the drop of a hat for any “OMG What do I do?!?!” moments. And I freely abused that privledge for the first year or so. Having the safety net of family support nearby was definitely a key to my success.
Post # 11
@Miss Gamer: i live in the city and both places i’m considering have small yards w/ cement or wood. and both are newly renovated so hopefully would require little in repairs. i LOVE old houses- maybe when i have someone to help me!
Post # 12
My advice would be to buy something you can rent out (with taxes, maintenance, etc.) for the amount of your mortgage. I know too many people who bought a condo on their own, met someone, and were stuck where both partners had their own small condo that didn’t work well for them to both move into, have kids in, and couldn’t be sold or rented out to cover the costs.
Post # 13
ok, i’m feeling like i can do it. i’ve been hovering on the fence for about 2 years, i think i need to just go ahead and pull the trigger! i’ve been in my current brand new reno (well, when i moved in) and there have been almost zero issues with it, which makes me feel confident. plus my current landlord is a good friend and a super handy guy that would be able to come fix things.
i’m going to go see the places this weekend- wish me luck!
Post # 14
@mamadingdong: I’m so sorry about your breakup =( But I think you should DO IT!!!!!! I have numerous female friends who bought a house on their own and they are very happy homeowners =)
Post # 15
I did and dont’ regret it at all. Darling Husband (we were just dating at the time) ended up moving in with me right away but i still felt powerful knowing it was all in my name and MY house!
Post # 16
I did. I bought it last summer. I didn’t particularly want to, but it was a good financial decision, and my parents finally talked me into it. My mortgage is about half of what the rent on the apartment that had picked out was going to be. Plus, I get a bunch more money back on my taxes. I pay for an annual home warranty that is about $300 a year. If something breaks, I just call the warranty company, and they send someone out to fix it, and it only costs me $50. I had my heating system completely replaced last winter for a grand total of $350. It was pretty sweet.