Any ideas to get quiet money?

posted 2 years ago in The Lounge
Post # 2
Member
47172 posts
Honey Beekeeper
  • Wedding: November 1999

kiram :  Does your grocery store allow you to add extra cash to the bill? If you have 6 months (24 weeks) you could add just $20 per week and have all you need by March.

Post # 3
Member
710 posts
Busy bee

How long until your anniversary? Could you take out say $20/week from your account and not have it questioned? Go to the grocery store and ask to get cash back?

Selling crafty things is a great idea but it can be a tricky market to get into. For awhile I was selling knit tea cozies for $20-40 each. I also sold handmade stitch markers, etc. all on Etsy. But it took a little while to become established enough that people actually started buying

Post # 4
Member
854 posts
Busy bee
  • Wedding: City, State

ooh this is fun!

This depends on your budget/ assets and what’s “below” the level your hubby will notice. 

For instance, does he notice the cost of your groceries?  Can you swap out more expensive items and buy groceries on sale elsewhere? If you can swap a $76 bill for a $100 bill by driving across town, buying from cheaper stores, or otherwise inconveniencing yourself, go for it. 

Do you eat out for lunch?  You can sneak a sandwich from home, and just take out money from your account for “lunch” a couple of days.  That could be another $10 per “lunch”

What I’m getting at is rounding “up” your expenses while rounding down your actual spending, but doing it across the board so that the difference each time is quite low.

If you’re on a tightly managed budget, or you work from home, or your hubby is actually aware of the price of items in your shopping cart, then you’ll have to get crafty.

Buying an item that he’ll forget (laundry detergent, plain socks, kids stuff) and then returning it every once in a while can also help get you there faster.  Some guys will register the new item, but not the return.

 

Post # 5
Member
838 posts
Busy bee
  • Wedding: October 2015

Sell some things on craigslist (like some of your old clothes, jewelry, furniture, etc). If Darling Husband questions it, just say you felt like clearing out a little!

Post # 7
Member
2021 posts
Buzzing bee

You can buy giftcards at kroger. I would just start adding on $10 or $20 on gift cards here and there. At my groccery stores, I can get pre-paid visa cards which would be good anywhere.

Eventually you could use a bunch of smaller visa cards to buy a larger visa card, so you don’t need to take 40 $10 prepaid cards to the ring store.

Post # 8
Member
5126 posts
Bee Keeper
  • Wedding: December 2014

kiram :  You could try the Ibotta app that gives you cash back for things you’ve purchased. It’s mostly groceries, but there are other stores on there as well. I’ve made a couple hundred bucks that way in the past few months. I don’t go out of my way to buy things with rebates, but I’ll just buy the brand with a rebate if I’m already looking for something. Like if I want beer, I’ll buy the brand with a $5 rebate instead of my normal brand. The rebates get transferred to paypal.

You could also try survey sites. I’ve had good luck with OpinionOutpost. It’s kind of time consuming, but when I’ve stuck to it, spending 30 mins-1 hour per day doing surveys (mostly when I’m bored at work), I can make $10 every few days. I’ve also got to do some cool product tests and watch TV pilots before they air, which is fun. This also goes to paypal. 

Post # 9
Member
5190 posts
Bee Keeper
  • Wedding: July 2018

Are you going to have this problem every anniversary/ birthday/ Christmas? Seems like a hassle to try to sell your stuff every time to keep the surprise.

Post # 10
Member
2454 posts
Buzzing bee

If you live near a city, look for paid focus groups – I’ve heard these can pay pretty well. If you live near a university, you could also look to see if they have any departments (e.g. psychology dept) paying for participants in studies – often you just need to fill out a survey or do a test of some kind, but medical studies can be an option too. You could also look into selling plasma at your local blood bank. 

 

Post # 12
Member
6434 posts
Bee Keeper
  • Wedding: June 2015

kiram :  interesting ideas from everyone.  I’m just wondering though… if you take months to save out the money in order to avoid his noticing well, what if he just goes ahead and buys his own replacement in the meantime?  I guess I just don’t see the point of keeping this plan a secret when he could blow it himself.

Post # 15
Member
119 posts
Blushing bee
  • Wedding: October 2017

I had a friend who donated plasma during college for extra cash, might be worth looking into.

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