(Closed) Anyone else not eligible for ANY maternity leave??

posted 5 years ago in TTC
Post # 16
Member
229 posts
Helper bee
  • Wedding: July 2013

biologistmommy:  Here are a couple of places to start if you want to look into this…

They won’t guarantee your job, but will offer financial assistance if you aren’t getting paid time from work.  I know the plan I personally have is worth it if you have a child within 3 years from enrollment – otherwise the monthly fees outweigh the payout.

 

http://www.prudential.com/view/page/public/30150

https://www.metlife.com/individual/employee-benefits/group-disability/group-short-term-disability.html

http://www.aflac.com/individuals/short_term_disability_insurance.aspx

 

Post # 19
Member
1829 posts
Buzzing bee
  • Wedding: January 2013

Im a part time employee in the US and I don’t qualify for FMLA or STD. My company however is allowing me to take a leave of absence, as long as I come back at the end of the leave of absence they will offer me an available position. They will not hold my current position and will attempt to fill it while I’m out, but if its still available when I come back I will go right back into my old position or take a position that is currently opened that. Maybe this is an option with your company as well?

Post # 20
Member
178 posts
Blushing bee
  • Wedding: October 2013

Have you tried looking into your state medical leave act?  For instance, in MA, your employer only needs to have 6 employees and has a probabationary period of only 3 months.  You’re allowed 8 weeks of job protected leave if you meet those requirements.  I can’t find anything on having to be full time or salaried.

Post # 23
Member
692 posts
Busy bee
  • Wedding: February 2013

I’m self employed, so no “maternity leave” for me.  My business will have to go on hiatus until I’m up for working again.  I’m thinking a year.  It’s a long time and sucks, but sign ups for art shows are usually 6-9 months before the event, and I don’t want to be in the throws of newborn-hood making assumptions about what I can handle in 6 months.  And it’ll be better to wait till dad is capable of being the sole parent for a weekend.

Thankfully, Hubs makes enough that we can survive off just his salary, and he provides the insurance.  Really, I make the fun money for the household, so we’ll be fine.

Post # 24
Member
485 posts
Helper bee
  • Wedding: May 2016

 

biologistmommy:  I have the same issue, I am an employee of a large university. I am an OPS position… I do the same work as all the other career counselors but with no benefits and less pay! when the school is closed I dont get pay and I know the stress! I still dont understand how the school can just get around that and not give the pay and benefits that are deserved, I was promised that they would change the status of my position to be benefitted, but a year and a half later there is no change.

I am not TTC but have thought about the what ifs and I know I would not be eligible for anything (they wouldnt even cover my jury duty because I had no benefits) depending on your relationship with your boss, you may be able to take off and they may hold your position but there will be no pay… I hope it works out for you!

Post # 25
Member
133 posts
Blushing bee
  • Wedding: May 2011

I’m self-employed and so get no maternity leave. I looked into short-term disability a few months ago but couldn’t find any plans that would cover maternity leave for someone in my field. I’ve been saving up a portion of my income each month for quite awhile so that I’ll have some money to “pay myself” whenever I have a baby. Right now, I have six months saved up, which was one of my goals before TTC. Realistically, I’ll probably take about three months totally off and then start easing back into work. Even though theoretically we could probably live off DH’s income alone, it makes me feel much better having that cushion. 

Post # 26
Member
42 posts
Newbee

Definitely try to get short term disabilty leave as soon as possible, before you get pregnant. If you have the baby less than 6 months after you sign up for STDL, you might not qualify for it.

Post # 27
Member
612 posts
Busy bee

meadow_jersey:  biologistmommy:  I second STD. My company, which is a large established company, does not offer maternity leave. Of course it is covered by FMLA so I am garunteed my job, but it would go unpaid. I get 3 days of  “paid FMLA” (really?? 3 days??) and after that I have to exhaust all sick days, then apply for STD. it is only % of pay, but it’s better than nothing. My husband also has a great company that has great benefits, so he has I think 4 weeks of paternal leave to use within 6 months. I know we will use that when I go back to work.

 

Also, as I just noticed PP said, you might have to pay for STD. I don’t know how it would work since your company doesn’t cover it and you are under your husbands benefits..I am not using my company’s benefits because they are hella expensive, but they pay for the monthly contributions toward STD and LTD, regardless if I have benefits with them. As PP said, you might need to sign up ASAP if you have to pay then wait until it is applied before you can TTC.

  • This reply was modified 4 years, 10 months ago by  texaslemon.
Post # 29
Member
4998 posts
Honey bee
  • Wedding: September 2013

I just looked into it and my company doesn’t pay during maternity leave. You can take off up to 16 weeks, but it’s all unpaid. They have some sort of system where you can make a bit more money when you return, but I don’t think it would be as much as 6 weeks paid. Oh well, not even pregnant yet.

Post # 30
Member
1341 posts
Bumble bee

disability sounds a bit dodgy doesn’t it? You had a baby, that’s a choice, I’d tread carefully if you are looking at that route. 

I’m in Aus and here it is all government legislation so once you are at a job for 12 months they HAVE to keep your job for you. But if under 12 months they don’t. so if I was in your situation, I’d just resign myself to looking for work once I’m ready to go back, in case your employer isn’t flexible. unless you LOOOVE your job, it’s not necessarily a bad thing. 

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