- 4 years ago
Hi bees, I mostly just need to vent but I was also wondering if there’s anyone else out there who is TTC with really lackluster insurance. I’m technically on the university’s student health plan even though I’m an employee, so of course the insurance is great for the types of things that tend to happen to college students but there’s no provision at all for fertility-related care. We’ve been trying for 12 cycles, which I know is not terribly long but we’re getting to the point where it would be nice to at least get some bloodwork done or confirm that I’m actually ovulating (my charts are nuts). I do know that RE appointments, genetic counseling, and all fertility treatments are not covered at all by my plan, for any reason. A friend who underwent chemotherapy found this out the hard way when she made an appointment to look into freezing her eggs before treatment and got smacked with a $600 bill. I’m very tempted to ask the PA that I see at the health clinic what tests if any can be ordered through the clinic, because paying out of pocket for an RE workup is not in the cards.
Ironically, if I do become pregnant, my insurance covers 100% of prenatal and delivery costs, but if I can’t get pregnant, I appear to be SOL. Is anyone else dealing with crappy insurance while TTC?