Post # 1
Member
1636 posts
Bumble bee
I am paying cash for EVERYTHING for my wedding, (richer/poorer dude = serious stuff, foreclosures, lawsuits, etc…, finally making our way back though yay) After 18 years of marriage we are planning our VR and will never again own a credit card. Its amazing how much things can change in one day with “your laid off” or loss of job due to illness…
So I am wondering, how many people are going into debt for their ceremony and who is paying cash. Also who is paying for their own, like us with our VR, or who is having help. We are having NO help, and I am relieved because its awsome to have control over everything as opposed to when we got married and his parents paid for it, and I felt like I had no control.
So are you paying for your ceremony/reception with cash, or are you going into debt… just curious.
Ronney
Post # 3
Member
8351 posts
Bumble Beekeeper
We paid cash for everything all by ourselves.
Post # 4
Member
5295 posts
Bee Keeper
All cash. We’ve been engaged for over two years, so we’ve been saving up. Technically some is going on the credit card(s) for the cashback/ease of use, but we pay in full every month. I don’t think I could justify going into debt for the wedding. I don’t like debt and I already have student loans to pay off.
Post # 5
Member
15133 posts
Honey Beekeeper
Cash all the way. I love my credit cards for the rewards, and charge everything, but pay it off. I plan on paying cash for my new car after the wedding too unless I get some rediculously low < 2% rate and would make more on investing my money instead. 0% or low interest debt doesnt bother me if I’m benefiting from it.
Post # 6
Member
1325 posts
Bumble bee
Everything is backed by cash..meaning that we’re using debit and credit (not actual cash) for rewards and such, but it gets paid off right away =)
ONE day is not enough to go into debt for. That’s just dumb!
Post # 7
Member
591 posts
Busy bee
We are paying cash for our wedding. We thankfully got some help from both sides (approximately $5-6k from each side) of our families. Our budget is $35k and we are footing the remaining on our own with cash savings. We also use our credit card to pay for most things and then pay it off each month so we can earn rewards and miles. I’m so thankful we aren’t going into debt at all (we both don’t have any credit card debt). It would be awful to start a marriage and our life together that way.
Post # 8
Member
367 posts
Helper bee
We’re paying cash for everything. Well, I put it on credit cards to get the bonus airline miles and then pay it off at the end of the month. We’re hoping for a nice trip after the wedding and the miles will help 🙂
I started a year in advance purchasing some of the little things (that add up quick). We paid the photographer and florist in full long before the wedding. Basically, everything is coming out of our paychecks over our engagement and we just cut back on going out to dinner, trips, etc. We havent had to dip into savings and hopefully won’t have to.
We didnt get any assistance from family. It’s a destination for my family and we are paying for the airfare and hotel for a few.
Post # 9
Member
3315 posts
Sugar bee
We paid cash for everything. And I was paying all by myself, since my wife was unemployed for most of our engagement.
Post # 10
Member
3221 posts
Sugar bee
We plan on paying cash for everything. We’ll see how that turns out…!
Post # 11
Member
5654 posts
Bee Keeper
We paid most everything cash. My mother gifted us with the venue (150 for church & 575 for reception & extra room) & I think we may have gotten around 500 from DH parents combined.
We had some unexpected cost in our new apartment and moving 2 days before the wedding so 700 went on the card for the honeymoon.
Otherwise everything else was paid for in full!… Not too bad.
Post # 12
Member
2546 posts
Sugar bee
Well guess we’re the first ones paying for it in credit! Mind you we’re doing an elopement in Jamaica, so we need to book early. By the time the date actually arrives, it will most likely be paid in full anyways. The trip will cost approx 6, 000, not including airfare, but we are really hoping for airmiles to pay for that!!
Post # 13
Member
2450 posts
Buzzing bee
cash! not by choice… i’m good at paying stuff back now, but i wasn’t when i didn’t have a job… so i have a few dings on my record and nobody will give me a loan.
Post # 14
Member
1636 posts
Bumble bee
@rosworms: yep the economy sucked us all into turmoil i think:(
Post # 15
Member
7294 posts
Busy Beekeeper
i paid mostly on credit. we had minimal help, and i have slowly been paying it off. i would pay for things on credit, pay it off, then put more on credit, then pay it off again. but we then we had to pay all the final chunks within the last 2 weeks and i am not quite done paying it all off yet. i would say by now, we have paid off a bit more than half wedding. thats just how it is when you are both grad students and living on an internship salary. i did it as cheap as possible, but some things were worth splurging so i did because i knew i had money coming in.
Post # 16
Member
1636 posts
Bumble bee
@noritake22: You were the first one to welcome me, I have enjoyed seeing your posts and DIY’s, etc….
the fact that you paid cash for everything is a huge relief since I know you were EXTREMELY happy with the outcome:) it means I will be happy too:)
I DO NOT WANT TO OFFEND ANYONE. I am still just fairly new here, and she was one of the first ones to greet me. And I learned alot from her, so pay attention to those that have been here for a bit:) you will learn stuff too.
I can’t believe how fast time is flying!
Ronney