(Closed) Anyone have any experience with Jewlers Mutual Insurance Co?

posted 7 years ago in Rings
Post # 3
Member
5148 posts
Bee Keeper
  • Wedding: June 2011

My rings are insured through Jewelers Mutual. It’s affordable, and they have “idiot insurance” so it’s covered no matter what.

A lot of PriceScopers use Jewelers Mutual, that was a factor in me choosing it as well.

Post # 4
Member
685 posts
Busy bee
  • Wedding: October 2011

We have my ring with Jewelers Mutual as well. It was recommended to us where he got the ring.

Post # 5
Member
231 posts
Helper bee
  • Wedding: October 2011

Dito to cutexkitty. They were recommended. No issues.

Post # 6
Member
448 posts
Helper bee
  • Wedding: November 2011

@Ika: I love JM. I am studying to be an insurance agent and I am a jewelry appraiser and work in the industry. I will tell you that you don’t ever want a jewelry claim on your homeowners insurance. and a lot of HO policies try to cash you out for less than your item is worth. JM is fantastic, they treat their customers like gold!

Post # 7
Member
286 posts
Helper bee
  • Wedding: July 2011

I’ve also heard it can be painful going through homeowners and that it’s best to have your ering on a stand alone policy. 

When I was shopping insurances it was between JM or Chubbs. I eventually chose to pay more to go with Chubbs but I hear they have both great companies for stand alone jewelry policies. JM will work with jewelry stores to find you something caparable that you both agree on. Then my understanding is that they will pay the jewelry store and then you get your replacement. I never went too much into researching this because I went with Chubbs, but had we not gotten an agent to issue the policy for Chubbs, I would have gone with JM. Chubbs will cash out the insured value in a check and let you pick your own vendor and replacement. They will also cover the ring during shipment which is great for me!

Post # 8
Member
448 posts
Helper bee
  • Wedding: November 2011

@Aug2011Bride:i agree that chubbs is an excellent ccompany i had them on my car and when it got totaled they wrote me a check right away for its exact bbv worth.

Post # 9
Member
602 posts
Busy bee
  • Wedding: March 2012

We have JM and so far we haven’t had any problems at all with it.

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