(Closed) Anyone speak health insurance??

posted 4 years ago in The Lounge
Post # 3
Member
2073 posts
Buzzing bee
  • Wedding: July 2012

No idea about the pre-existing condition aspect, but it appears that insurance would cover the BC implant at no cost to you when the say “100% coverage” so long as you use an in-network provider. 

Post # 5
Member
3760 posts
Honey bee
  • Wedding: April 2014

I would call and speak to someone on the phone, ask what the pre-existing condition is, and why the long waiting period. 

Post # 6
Member
2073 posts
Buzzing bee
  • Wedding: July 2012

Humm after thinking about it some more, the only pre-existing conditions I can think of related to birth control may be something like endo or even chronic migraines as they can be hormonally related and changing to a different BC that could cause complete menstration suppression (I’ve heard them implant can do this but I’m not completely sure) would be “pre-existing” and cause for denial of coverage. 

Can you call your doctor’s office to ask if you have this magical pre-existing condition?  That’s the only solution I can think of. Trying to decipher EOBs can be so frustrating! 

Post # 7
Member
734 posts
Busy bee
  • Wedding: November 2007

@chasesgirl:  Well, you’ll definitely have the Nexplanon paid for if you use one of their providers. I’m also unsure of the pre-existing waiting period part. I asked one of the ladies I work with, and she said that she doesn’t believe the Nexplanon would be considered ‘pre-existing’ since it’s birth control. I’d definitely still call and ask, though, just to be safe!

Post # 8
Member
3697 posts
Sugar bee
  • Wedding: May 2012

Maybe they think you’ll be pregnant until next March!

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