Post # 1
Just wondering if any of my fellow waiting bees have started saving for the big day already. I have a little Etsy shop and I’ve just decided to start putting any income my shop brings in into a secret ‘creep’ fund for the future…aka…a wedding. Am I crazy? The way i see it, if SO is taking sooooo long to propose because he’s ‘saving for the ring’ then by the time we save for the wedding I’ll be the renewing my AARP membership!! We would be paying for everything ourselves so I see it as making things a little easier on us when the time comes….whenever that may be!
So are the bees saving? and if so…how much..a lot..a little…does SO know your saving…
Post # 3
I haven’t yet, really, but I sort of plan to. I’m actually hoping he proposes before I want to start saving but if not that won’t stop me. We are paying for everything ourselves so it would behoove us to save for it as soon as possible.
I know that I’m not going to be the only one saving for it though, haha!
Post # 4
@brideoffrankenstein: This is actually a really good idea but no, not one I’d thought of. 🙂
Post # 5
My Darling Husband and I opened a joint savings account that we were each putting money into before he popped the question. We just said it was for the future, but it did help calm me down a little about how far out our wedding would have to be.
Post # 6
This summer, SO and I walked into our credit union and decided to open a joint savings account for our wedding. We both had decided it was a good idea! It was weird though because they were telling us “congrats” and we weren’t and still aren’t even engaged! This is the only joint anything we have. We both have our seperate accounts but online banking makes it easy for us both to transfer money into the joint account! When we are married we will ditch our seperate accounts and use this one we have created 🙂
I don’t think it is crazy at all! If you have a little extra at the end of each month you might as well start! You don’t even have to tell him if you don’t want to! Plus, this savings could be used for anything if need be!
Also, we had to quit saving for awhile because I was looking for full time work, but we tried to do $20 a week. We are poor post-college students!
Post # 7
Yup. I’ve been squirreling away money since our first anniversary so it’s been 6 years so far. I’ve had to stop when I was laid off and haven’t exactly started again even though I’m working again but we have about 75% of our proposed budget so far. We still have a little bit to go but I’m glad we did.
Post # 8
I haven’t yet as we have just moved so money is really tight, but once we get over those issues (fun times) I will be trying to save as much as possible. Once we get engaged we will want to get married in about a year and a half/ two years (which may seem like a long time, but pretty normal here in the UK)….but if I/ we don’t start saving we wont get married until 2058!!! That’s if he remembers our discussion about getting married!!! lol
Post # 9
Yes – We are saving for the deposit of our dream venue
Post # 10
I wasn’t saving specifically for the wedding, but I’m a saver, so I was saving for everything and anything, and assuming we’d be footing the bill for the wedding long before he proposed. He paid for the rings, I paid for the wedding, and he paid for most of the honeymoon.
Post # 11
Nope. Even if I didn’t have more pressing things to save for at the moment (emergency savings, new car, etc.) I would not start saving any money for a wedding until there was a ring on my finger and we were 100% sure what kind of wedding we’re going to have.
Post # 12
SO and I had each been saving separately, and recently joined accounts. We realized that we almost had enough to cover our future wedding! So we each hadn’t been saving specifically for a wedding, but now we’re actively putting money aside each month that’s earmarked for wedding/honeymoon expenses. We know we’ll be paying for it all ourselves, so it’s never too early to start saving!
Post # 13
It’s always smart to save – no matter what the goal is. Seriously. When I was waiting I didn’t save for a wedding but I saved because I was single. No kids. No debt. Very few expenses. If I wasn’t socking money away I was an idiot. I had a good chunk of change saved by the time the wedding came around and we were able to pay for it in cash, pay for smaller things over time, save more money in the months till the wedding and 2 months post wedding? I have just as much saved as I had when I was single. It’s like the wedding (financially) never occurred. Which is an awesome feeling to have. It’s one thing to save money, pay for the wedding, then try and pick yourself up after you blew your savings. But to come out the other end with money in your pocket still feels good.
Weddings aside, though I know that’s the goal, you’re really smart to save any extras you have now. Life gets expensive sometimes. 🙂
Post # 14
I’ll never tell my boss, but I make more than enough, especially considering the way we live. Half my check always went into savings. Even while we were planning the wedding and I was planning on using my savings I never really had to – I had enough from my paychecks since I spaced everything out. I know now everyone is fortunate enough to have no college debt and a well-paying job, so those savings really come in handy! If you can’t save when you’re single and childfree; being married, a homeowner, or a parent is going to be really tough!
Post # 15
You don’t necessarily have to save for a wedding but the concept of saving extra money or being aware of not excessively spending to put into a rainy day fund is always a good idea. Bonus points if the rainy day fund turns into a wedding fund! 🙂
Post # 16
@missporkchops: (love the name btw) thats pretty much the concept im going for..just saving away for the next big purchase….since im already a parent and a homeowner (i own my home alone not jointly with SO) im assuming that a wedding will be the next big expense coming my way….hopefully !!