(Closed) Attention Young Brides still in school!!!

posted 8 years ago in 20 Something
Post # 3
Member
2392 posts
Buzzing bee
  • Wedding: September 2011

I’m not that young or in school, but my fiance is a grad student.  I’ve found that depending on what you’re studying, PhD programs often provide a little bit of a wage.  Between my full-time job salary and his stipend we actually do pretty well.  He’s in policy, but a lot of hard science PhD programs pay you to study as well.  It’s not a ton, but it’s something and the hours are so long there’s not that much time to spend money. It’d definitely be a lot harder if we were both in school, or if it was like his masters program where he had to pay rather tahn the other way around, though.

Post # 4
Member
99 posts
Worker bee

By going more and more into debt of course! lol!

Actually, I’m the only one with debt (school loans mainly). I have a seasonal job with the IRS that I was *planning* on using as savings for a future wedding, but that just went out the window as I had a bunch of car issues come up.

The FFI is joining the military and managed to go through his school debt free. Good thing since he decided to skip out his last year or so and just go ahead and enlist. He’s going navy nuke, which means the gov is basically going to pay for him to get his masters, plus he’s getting a hefty hefty enlistment bonus. That’s where our wedding money is going to come from!

Post # 5
Member
2196 posts
Buzzing bee
  • Wedding: January 2013

My parents are generously paying for the cost of our wedding.  We’re paying for the rings out of our meager savings.

Post # 6
Member
98 posts
Worker bee
  • Wedding: September 2010

Same as veganlam. Fiance splurged on a beautiful engagement ring for me, I’m paying whatever I can for his wedding ring, and my grandma is donating my great-great-grandmother’s wedding band for me. My parents are very generously bankrolling our wedding and we’re hoping for some contributions to our honeymoon fund as gifts.

Post # 7
Member
3762 posts
Honey bee
  • Wedding: May 2010

I worked full time and was going to school. 

My parents are helping with the wedding.  My Fiance had to save a lot for my ring. 

The money does go REALLY fast when planning a wedding

Post # 8
Member
166 posts
Blushing bee
  • Wedding: January 2011

My dear sweet father pays for everything 🙂 I’m still in school and Fiance was finishing his Masters when he proposed. We both come from families with secure finances so even though my ring is a family heirloom, if it wasn’t I wouldn’t be suprised if his dad would have just given him money to buy it. We’re very much spoiled so money has thankfully never been an issue for us. If we were doing everything on our own there’s no way it would be happening now.

Post # 9
Member
818 posts
Busy bee
  • Wedding: December 2009

When we got engaged I was still working on my MA and he had a semester left of his BA. He bought my ring out of money he’d been saving from his job at a local church. We got married about 6 months after we both graduated and paid for the wedding out of money we earned. It wasn’t a big wedding, just 30 people a week before Christmas, but we paid for it ourselves and it was perfect for us: classy and elegant, but a lot of DIY.  

Post # 10
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

We were still in school right before we got married.  My dad paid for the wedding with insurance money.

Post # 11
Member
5263 posts
Bee Keeper
  • Wedding: June 2012

We’re getting married in between undergrad and grad school. If we didn’t, we’d have been together 15 years before getting married!

A few things went into this decision 

1- we were okay with a really small wedding. Our parents were not, which led them to contributing money. But we didn’t expect it. 

2- we both work part-time during the year and full-time during breaks. While this doesn’t give us any extra money, it does mean that the only debt we’re going into is federal loans thanks to student aid and scholarships

and 

3- for us, it would not have helped anything NOT to get married. It would have just made us sad. We would not have gotten more financial support, or anything, and since our parents did step in and offer a certain dollar amount, we’re DIY-ing as much as possible to make sure we don’t get bogged down by costs. 

Post # 12
Member
2867 posts
Sugar bee

We take out federal student loans for just our tuition which doesn’t cover all of it, sadly :(.  For our personal and living expenses, we have part time jobs (30 hrs/wk)…we live far enough from campus that it’s cheap but close enough that it’s also on the bus route.  As for our wedding, we are saving the best we can and have a very low budget.  My fiance proposed with a sterling silver CZ ring..he plans on upgrading once we graduate.  Our budget for our wedding is $2000, we’re only going to have 30-35 people and we’re taking them out to eat to save on venue and decoration costs.  It’s tricky, but I make below poverty line and so I get pretty much all of my tax paid in back.  I claim myself independent on taxes but sadly I’m still considered a dependent on the FAFSA but I don’t get aid (I may not get federal loans this year, my dad makes too much and he doesn’t contribute).  We cut out all extra’s like real flowers, a honeymoon, and for my dress I’ve budgeted for $200 (I’ve done research and found some dresses that I like).  Our restaurant costs will be about $600.  Our wedding bands will be $300.  His tux will be $150.  Our priest and church fees are the rest.

EDIT: Fiance’s parents generously suggested that they pay for photography…the photographer they’re going with is the same amount as our entire wedding budget so wonderfully generous of them.  My parents are estranged from me due to personal reasons I shall not divulge.

Post # 13
Member
558 posts
Busy bee
  • Wedding: August 2009

I’m a student, undergrad, and I work full time, as does my Darling Husband. DH bought my ring for a few hundred dollars at a pawn shop. And it’s still the prettiest set I’ve ever seen. 🙂 We paid for our wedding ourselves, with a VERY modest budget (about $5k). We DIYed just about everything except the food. Our families were/are in absolutely no position to help us out financially in any way. In fact, we support our moms financially on a monthly basis. How did we do it? Cut out a LOT of extras for almost an entire year, things like going out to eat, new clothes, etc. Was it worth it? Absolutely. Our wedding was about 60 of our nearest and dearest, and we didn’t care about gifts. We got a few nice things, and a small check from my grandmother, but that was it. Plus, we got married in the summer, so I didn’t have school to worry about for the last few months of planning.

Yes, we have debt. School debt and medical debt, mostly. We’re working on paying it off, except the student loans, but we decided we could put off our debt reduction until after we had our wedding. We saved for another 8 months to be able to afford a honeymoon. (Hello, week in Jamaica!)

In My Humble Opinion, you don’t need to spend tens of thousands of dollars to get married. In fact, a marriage license in our state costs $51. 😉

Post # 14
Member
2142 posts
Buzzing bee
  • Wedding: July 2011

Lots of budgeting. I’m still a year and a half away from completing my BA. Thankfully, he has a wonderful job as a contracted software engineer in town and so his “surplus” income since starting is going to the ring, wedding and honeymoon. My mom has offered to help pay (she was expecting  that she and my dad were to pay for it all but I really don’t see that happening with my little brother just going into undergrad). The worse part will be after the wedding where we have one more semester of undergrad to pay for and then grad school. Fingers crossed I get an assitantship to help defray costs.

Post # 15
Member
1602 posts
Bumble bee
  • Wedding: September 2011

while i have debt, my fiance is lucky enough to have had savings, and through his part time job he was able to afford my ring. it wasn’t a lot to begin with ($299), but it’s gorgeous.

as for the wedding, i believe my parents are taking care of that, but otherwise it’d be one of those weddings where we would realistically see what we could save after tuition is taken care of, and have some sort of wedding with that…

Post # 16
Member
5388 posts
Bee Keeper
  • Wedding: December 2010

My FH waited until he was out of college and had a job before he proposed (he doesn’t have any student loan debt). I am working on finishing my second and then my third degree before working so it will be a long time before I will have to start paying my loans. My parents are paying for about 85% of the wedding, I am paying for a little, and my FH and his parents are paying everything else.

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