Attention Young Brides still in school!!!

posted 9 years ago in 20 Something
Post # 32
Member
14 posts
Newbee
  • Wedding: July 2010

My fiance is in grad school and on the European equivalent to a Fullbright.  I put him on a VERY strict budget for the ring and told him that if he came to me with more than 1ct. I would say no.  After that I told him to hit eBay and estate sales, LOL!  After four months of looking, he found a very pretty modest ring for a fifth of its value.  Good for him!  (I knew he could do it.) <3 I have very thin, long hands, so a big rock would just look silly and be a waste of money.  That, and I didn’t want to support the diamond trade, so I felt a lot more comfortable getting something second-hand.

 

It can be done.  You just have to be very meticulous about everything and a little innovative.  IE, I’m an art student, so I will be doing the graphic design for our wedding stuff and probably calling in favors to get it all printed.  My aunt loves gardening; she’ll probably be growing my bouquet and I’ll be making some really pretty succulent centerpieces.  I’m trying on our friends’ old wedding dresses (the ones that fit) and my Mother-In-Law used to be a tailor she’ll probably alter it for me.  Community effort!  Like the good ol’ days.

This is, of course, assuming that my FI’s family doesn’t decide to step in and make things silly.        

Post # 33
Member
1270 posts
Bumble bee
  • Wedding: April 2011

i am still in school–will be graduating 1 month after the wedding!

however, i still work full-time, and so does my Fiance (who is 26).

My parents are paying for 1/2 of the wedding, and we are paying for the rest. Because we both work full time we are able to pay for the other 50%.

Post # 34
Member
76 posts
Worker bee
  • Wedding: May 2012

I am not a very young bride, I’m 24. But I go to school full-time and work part time on campus. My Fiance works full time, often 50 hrs a week. And then we have my financial aide. My finaide covers half of our living expenses so hlaf of his wages can cover saving for a wedding. I think that most young brides dont yet own a home and that is why we can afford college and a wedding. I also just live cheaply…no coach purses/desginer clothes, we only eat out once a month, no fast food, no starbucks (I bought an espresso machine instead), NO CREDIT CARDS! My ring was purchased on an interest free loan from the jeweler, so we make monthly payments.

EDIT: We are also cutting costs by doing a Destination Wedding with our immediate families only. And we are waiting until after I graduate from school. We will have a hometown reception when we get back hosted by our parents.

Post # 35
Member
67 posts
Worker bee
  • Wedding: June 2012

I am in graduate school at a private university and unfortunately all my funds are going to that! We decided early on that we needed to have a long engagement (3 years). It sucks but we both decided that we wouldn’t be going further in debt to have a wedding. It is still going to cost a fortune but now at least we have had some time to save up for it. : )

Post # 36
Member
1205 posts
Bumble bee
  • Wedding: December 2011

I’m in graduate school and he’s finishing his undergraduate degree (even though we’re the same age; he took some time off in between his sophomore and junior years).  He works part-time, I work part-time, he’ll be working full-time while he’s on co-op next semester, I’m very good with budgeting (and saved a lot in the years I worked full-time between undergrad and grad school), and our parents are paying for 2/3 of the wedding–so we only have to cover 1/3.  We are both extremely lucky to have such generous parents!

We’re in stingy-stingy-stingy mode right now, since the long engagement gives us time to save every last dime and put it to good use.  

Post # 37
Member
339 posts
Helper bee
  • Wedding: October 2011

I am 22, he is 23. He hasn’t had to pay for any of his school/housing (scholarships and fellowships). He is working towards his PhD so we have a few years ahead of us still. I should finish my masters by the end of this year and before we get married. My parents have funded my education and I have also worked part time for the last 6 years and have a bit of money saved up. We are not yet engaged, but regardless of who pays for the wedding we will be keeping it as low and intimate as possible.

Post # 38
Member
306 posts
Helper bee
  • Wedding: June 2011

I’m in grad school, he’s in med school. We have loans out the wazoo (though most are his). He paid for my e-ring with loan money and some of his savings from high school/college jobs. Our parents are paying for most of our wedding. I’m hoping to get our wedding bands and possibly a few other small things out of our own money (even if it’s his loan money). The rings symbolize so much…I would feel weird about presenting Fiance with a ring my parents paid for. *shrugs*

Post # 39
Member
76 posts
Worker bee
  • Wedding: May 2012

This got me thinking….

Say you file your FAFSA in April as single. You get married over the summer, say June. Do you have to update your FAFSA? Or just wait until you file it the following year?

And, if anyone has done this, did it help of hurt your fin aide package?

Post # 40
Member
26 posts
Newbee
  • Wedding: October 2010

My dad is giving us some money (paying for reception food), and we’re doing the rest. With 80 people, it’s a lot of DIY-ing. Dear Fiance works full time, and I work part-time before starting school in a few months. When school starts up, I’ll be an RA, which pays for housing. Dear Fiance works at the school I’m attending, and the rest gets done with loans.

As far as the FAFSA goes, it depends on the school (I think). For my school, it goes by “what you are when you start school”. So in your scenario, I’d have to fill out my FAFSA as married, or refile once I got married. In my situation, since I’m getting married in October, I’m single in the eyes of the school, and will be treated as such for the year. In terms of changing finaid, I was hoping it would help, but since it’s grad school, I got all loans anyways.

Post # 41
Member
75 posts
Worker bee
  • Wedding: October 2010

I work full time and go to school, and Fiance works full time.  We’re paying for everything ourselves having been saving a while, which has helped us to identify what we really want and what is important to us.  We’re doing a destination wedding weekend with 16-20 people.

It works out well for us because neither of us really ever imagined a large wedding.  I really don’t have any family and that was a large reason I felt all the more comfortable taking our closest friends & fam for a three day wedding extravaganza instead of having something local and more traditional. 

Post # 42
Member
2819 posts
Sugar bee
  • Wedding: February 2013

My fiance bought the engagement ring while we were still in high school and he had a steady job and quite a bit of money saved up (it also helps that my engagement ring was purchased during the time when the price of gold was in the toilet), and his parents had an RESP to pay for his tuition at uni, so he wasn’t worried about finances.

In terms of wedding costs, we’re both putting as much money away towards our wedding and future together as we possibly can. We’re also both still living with our parents, since it’s definitely not financially feasible for us to move out and live together. We’d be broke within half a year with the price of rent around here. (Blech.)

So…in a convoluted way…we’re affording it by working through school part-time, and we’re both working two jobs this summer, and we’re saving on costs of living by staying at our folks’ houses. : D

Post # 43
Member
313 posts
Helper bee
  • Wedding: June 2010

Hubby is a student, and I work full time. His parents pitched in about $5000, and my parents helped a little (about $1000), grandparents pitched in, family offered to help with any talents (sewing, baking, etc.) that they could offer, and the rest we paid for with savings, and on credit cards. We got a lot of cash gifts as wedding gifts as well, so anything that had to go on credit cards was paid off right away :). 

All in all we tried to keep our budget as low as possible, but probably the only reason it was possible is because we don’t have any other major expenses at this point (hubby’s parents offered to pay for our housing, and give us each a car to drive until he is done school and I get my student loan paid off). 

So how did we do it? Through the generosity of our family 🙂

Post # 44
Member
76 posts
Worker bee
  • Wedding: May 2012

@Hotchili1229: I talked to my school, they said if you arent married when you file then you dont have to change it until the following year, if you get married in between the filings.

Post # 45
Member
2 posts
Wannabee
  • Wedding: August 2012

My mom acutally give my fiance a ring for our engagement.. she has a ring for each one of her children..

As for our wedding.. my fiance is in college full time untill june of 2012 and we are getting married in august 2012.. we just graduated H.s and are going to live at home untill we get married.. I’ve already bought a house that I am renting out and I am saving up to buy another for us to live in.. But we both already have the money saved up to pay for his college and our wedding..

Post # 46
Member
139 posts
Blushing bee
  • Wedding: February 2012

My Fiance and I are both in school. I graduate in December 2011 and he will graduate in February 2011. We both work full time as well. He bought my engagement ring last summer with his savings. We decided upon a 2.5 year engagement to save money for the wedding. My parents are giving us some money and so are his parents. The rest we are paying for with our savings. 

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