(Closed) baby before buying a house? does it really matter?

posted 7 years ago in Babies
Post # 3
Member
46647 posts
Honey Beekeeper
  • Wedding: November 1999

All over the world people bring up children in apartments, townhomes, duplexes, condos etc.

 

Post # 4
Member
206 posts
Helper bee

buying a house before you know how big your family is going to be just seems silly to me.

Post # 5
Member
3254 posts
Sugar bee
  • Wedding: October 2011

It seems like it would be easier to have a baby in a house simply because you’re not living so close to others. I’ve had really noisy neighbors in the past who woke me up in the middle of the night, so I can only imagine how awful that would be with a baby.

However, like julies1949 said, people everywhere bring kids up in other environments than houses. Darling Husband and I will probably be in a townhouse or an apartment when we have our first child just because that’s the way it’s looking financially. 

I think it’s important to be responsible about being financially responsible before TTC, but I don’t think you need a house to have enough money to raise a child.

Post # 6
Member
437 posts
Helper bee
  • Wedding: October 2012

@sorrycharlie: Some people don’t like the idea of owning a home. Just because the “social norm” is to buy a house doesn’t mean you have to. Renting and buying both have their positives and negatives.

Next time someone makes a comment like that, tell them you enjoy not having to worry about making repairs and having more freedom to move if you so choose. Wink

 

Post # 7
Member
3254 posts
Sugar bee
  • Wedding: October 2011

@Stellar Magnitude: That’s a great point about having the freedom to relocate. That’s one of the big reasons Darling Husband and I want to wait a while before investing in a home!

Post # 8
Member
749 posts
Busy bee
  • Wedding: September 2012

When Fiance and I are ready to start TTC, I don’t think we will own a home yet. He wants to go into academia, and we most likley won’t buy until he is on the tenure track somewhere, and that might be up to 10 years from now. I don’t think that its mandatory, especially since you don’t have to worry about bad neighbors, living next to your inlaws and all 🙂

Post # 9
Member
389 posts
Helper bee
  • Wedding: April 2010

As brideatbeach said, being financially responsible before TTC, yes– that’s absolutely necessary. And for some, that means owning a home, or for that matter, meeting any other number of financial goals. But to us, owning a home is not only unnecessary before starting a family, but for us, would be financially irresponsible right now. I’ll tell you in a few months if renting is a problem for us after baby is born, but I see no reason to worry about it for now. 

It sounds like you are prioritizing meeting certain financial goals (reducing credit card debt) and are financially responsible enough to recognize that need before starting a family, so I don’t see why homeownership should be an obstacle to starting a family for you. Esp. since your current situation suits your needs so well. 

Post # 10
Member
4324 posts
Honey bee
  • Wedding: January 1992

@sorrycharlie: You said “everyone” is making comments about your renting-status, but who are these people? If it’s your in-laws, is it a passive-aggressive message? Maybe they aren’t too thrilled with living next door to a potentially noisy child? Not everyone is especially delighted at having a child next door, even if it is a grandchild. Also, they might feel like they need to put some distance there if they sense a threat of becoming a “built-in babysitter” by proximity.

Of course I’m not ascribing these things to them whatsoever, and I am not suggesting that your intent is to infringe upon the in-laws, but I know people that operate in this indirect fashion. It’s not the most mature way to make a point, but often people do it regardless.

Hopefully this will work out for you no matter what. I grew up in an apartment setting, and I grew up perfectly well. I had plenty of space to play in, and great neighbors.  Your kids won’t be missing out on anything if you don’t own your own house right away. Congrats to you for wanting to welcome a new little one into the family.

Post # 11
Member
2792 posts
Sugar bee
  • Wedding: May 2011

Same boat! We’re TTC now, and we’re still in my parent’s in law apartment (which is really just the basement floor of their house with private bedrooms, living area, kitchen, bath, laundry, etc). We’re still working on paying off debt and saving for a house. If we don’t get there by the time that we get pregnant/baby comes, we’ll be resorting to a condo or townhouse. My only requirement is that we have our own home with a yard for baby to play in by the time his/her late toddler years come around so they have the freedom and space to play, etc. My parents are totally aghast at this plan (Do you think it’s the generation?) but I really don’t see the big deal about it for the very beginning of a baby’s life.

Post # 12
Member
5892 posts
Bee Keeper
  • Wedding: October 2010

Our biggest reasons to consider not buying until after having a baby was 1) what if we have twins and 2) what if I want (or need) to stay at home?

We think we are going to buy before we have a baby, but we might wait. But it’s a concern that we might need to go down to one income, but will be stuck in a house that we need two incomes to pay the mortgage.

Post # 14
Member
2190 posts
Buzzing bee
  • Wedding: June 2011

@sorrycharlie: Darling Husband and I were in an apartment when our son was born and it wasn’t fun… people would complain whenever my son would cry, its not like I was ignoring him! Baby’s cry!

Then we rented a house, which was great because of a huge backyard and so much more space. Definitely try to rent a place with a yard.

But we are buying now that our son is 2. We just don’t like renting since it seems like a waste of money…renting is actually a lot more expensive where I live than buying. A house that’s mortgage would be $1400 is $1900 when renting.

ETA: You can save when you have a baby! We spent less than $800 on the nursery and $1300 on hospital bills, then with our baby showers we really didnt need anything else until my son was about 9 months (other than diapers) maybe we just got a ton for our showers…

Post # 16
Member
3254 posts
Sugar bee
  • Wedding: October 2011

@sorrycharlie: Seriously?! Wow, I need to move to where you are. We pay $950 in rent for a two-bedroom apartment. 

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