(Closed) Baby Expenses

posted 7 years ago in Babies
  • poll: How much extra should I budget for a baby in a month?
    Under 200 dollars a month : (7 votes)
    39 %
    200 - 300 dollars a month : (5 votes)
    28 %
    300 - 400 dollars a month : (0 votes)
    Over 400 dollars a month : (6 votes)
    33 %
  • Post # 3
    Hostess
    18643 posts
    Honey Beekeeper
    • Wedding: June 2009

    I think it depends on whether you are planning on breastfeeding or cloth diapering, those both reduce costs considerably.  But sometimes things happen where those things won’t happen and you end up having to pay for formula when you didn’t expect it.

    I don’t have a ton of experience with this but I moved it to Babies for you so the right girls can see it!

    Post # 4
    Member
    2299 posts
    Buzzing bee
    • Wedding: June 2010

    I’m really curious about this too! I’m sure you can make it work on any budget within reason!

    Post # 5
    Member
    6824 posts
    Busy Beekeeper
    • Wedding: June 2011

    It depends on what kind of diapers to formula you purchase.  Put it this way our munchkin was born early and we are BFing but also have to supplement formula and it is a special formula which is EXPENSIVE!  It is about 40 some dollars a can due to he was in the NICU unit.

    And off brand name diapers we have gotten leak! The Pamper Swaddlers don’t leak but they are spendy to.  Newborns go through a lot of diapers! So if you do CD be prepared to either have a ton of diapers or washing them all the time. 

     

    Post # 6
    Member
    2142 posts
    Buzzing bee
    • Wedding: August 2010

    I’m currently pregnant so can’t comment yet on the day to day. But the big one people never talk about is the increase in your healthcare. If you are currently on a single plan vs increasing to a family plan. It’s RIDIC. Currently my single plan is free and my husband pays ~$50/wk. We will be going to my work’s family plan which will bring us to $160/wk.

    Then there’s child care if you are not Stay-At-Home Mom.

    Thr brand of diApers I’m looking at averages about 25cts a diaper and 3cts a wipe.

    Post # 8
    Member
    7771 posts
    Bumble Beekeeper
    • Wedding: July 2010

    Regber is so right- our insurance is $300 a month for a family vs. $70 for a single.  Yea.  I would think a baby would cost $400 a month at least, but it does depend on if you do cloth diapering, if you pay for laundry, if things are gifted.

    Post # 9
    Member
    2142 posts
    Buzzing bee
    • Wedding: August 2010

    @cbee:

    Lucky! Mine averages out to about $690 a month. *barf* that’s if it doesn’t go up next year.

    Post # 10
    Member
    7408 posts
    Busy Beekeeper
    • Wedding: October 2010

    Are you factoring in any kind of daycare or are we just talking food and supplies?  If it is just food and diapers etc. I would say I’m running 200-300/month right now.

    Post # 11
    Member
    9029 posts
    Buzzing Beekeeper
    • Wedding: June 2011

    If your baby goes to daycare that alone can cost just about the same as a mortgage. In my area monthly day care cost average about $900!

    Post # 12
    Member
    1550 posts
    Bumble bee
    • Wedding: April 2011

    I am planning on breastfeeding, and assuming all goes well, we are planning on the baby costing less than $200 a month.

    By the time the baby comes we will have all our supplies/gear, so only expenses will be whatever doctor bills come up, diapers/wipes, and occasional hygeine supplies.

    Post # 13
    Member
    2201 posts
    Buzzing bee
    • Wedding: August 2010

    One thing to consider for insurance is to do an adult+child plan, instaed of a family one. At my work, adding kids (yep, plural) isn’t as expensive as adding just Darling Husband to my plan. So, we have our own healthcare plans and will add the baby to whichever one is cheapest.

    My friend said babies go through about 12 diapers a day, to help put that part in perspective. So, diapers alone can really add up.

    Post # 14
    Member
    7771 posts
    Bumble Beekeeper
    • Wedding: July 2010

    @regberadaisy:  Wow.  For a family of three?  We don’t make much, so $300 is HUGE for us… Plus the bills (insurance is 80%).  It is all so evil and annoying! 

    Post # 16
    Member
    2142 posts
    Buzzing bee
    • Wedding: August 2010

    @cbee:

    Yea, $320 each paycheck. My co-worker told me it’s basically like a 10K pay cut for the year. Le Sigh. 🙁

    @Goldilocks1107:

    This is the first I have ever heard of a adult + child plan. I really do not think my work offers such a plan but does not hurt to ask!

    The topic ‘Baby Expenses’ is closed to new replies.

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