Post # 1
We are going to go over our wedding budget and I don’t know what to do!
With our car payment, insurance, and rent, we won’t have enough left over to pay for the rest of the things we need for the wedding.
On our list is:
$370 for reception venue
$150 ceremony venue
$160 grooms gifts
Favors – not sure on price.
Then we still need to buy all our baking supplies for our dessert reception (I’m guessing $200)
Our Thank You Gifts for both sets of parents, personal attendant, sister-in-law (who is helping A LOT), Grandma (who is making the cake)
We also haven’t rented/figured out what we’re doing for flatware, plates & cups for the dessert reception either.
After figuring out how much money we will have by our wedding date from our paychecks, and how much we have left to spend, we come up short.
We’re trying to sell my piano to get an extra $400, which would help immensely!
But otherwise I don’t know what to do! All the last items on the list, are things we can’t cut.
I’m so discouraged and feel like crying 🙁 I just don’t know where the rest of the money is going to come from.
Post # 3
You CAN cut the grooms gift – $160 is a lot of money.
Post # 4
Also – you could cut programs too – you don’t NEED them.
Post # 5
Would you have time to get a part time job only until you get the missing money?
Post # 6
Cut the favors! Not needed. I would also cut any other gifts you can. People will understand.
Post # 7
I agree with the groom’s gifts and programs. Neither of those are necessary. You can cut out gifts between the two of you and just have a special dinner out later or something.
Post # 8
Well there are really only a few things you can do- cut the items you don’t HAVE to have (progarms and favor). You also need to see if you can find some way to have extra income-I don’t know what your careers are but extra shifts or a weekend/night job. Otherwise you could see if your parents could help out and set up a payment plan to repay them. Also your thank you gifts could wait a few weeks after the wedding, they don’t have to be given now.
Post # 9
I would try to cut the groom’s gift and programs since I don’t think either is necessary. Of course, depending on your particular circumstance they may not be cuttable. I might also talk to some vendors and ask if you can delay paying them, people can be unexpectedly generous and felxible.
While credit card debt is a terrible thing, if you have shortfall that’s only about a months time could you put a couple hundred on a card and pay it off before it starts accrueing interest?
Or, could you borrow $500 or so from parents and pay it back in a couple of months?
Post # 10
Try to cut costs to best you can. Gifts and programs are not required. Do you have a friend that can get ordained on line?? You will save money on that. With favors just count the dessert bar as a favor. Just place some take home bags on the table. Good Luck!
Post # 11
yes I agree. cut the last three items. He’s getting you as a gift. Favors are extras as are programs. Concentrate on the wedding and the refreshements. All else is extra and probably not eco-friendly .
If you want programs. do them up on white paper and tie a ribbon on a one sheet and then on your computer. Or get someone to print them at work.
Post # 12
can you decrease your baking costs? that seems really high, but then again, i dont know what you’re baking.
and i agree with everyone else–cut gifts, programs, and favors.
Post # 13
Do some major cutting!!!! Programs, gifts, favors etc….
Post # 14
well I got my bridesmaids gifts over 6 months ago, it wouldn’t be very fair to give my girls gifts and not his guys. He was planning on buying them their suspenders as their gift, because we made them buy their suit for the wedding. (They’re $40 each)
My parents definitely DO NOT have the money to help, they have been able to help here and there, but the economy hit my dad REALLY hard and he cut a pay cut. He is barely supporting my family as it is, they still have four kids living at home.
I already work two part time jobs, and my fiance works full time. He can’t work anymore without going into OT.
I can’t get any more hours, they don’t let me work more. I cannot think of anyway to make more money.
@missasb, I already bought his gift over three months ago. I spent most of the money on the wedding early on.
I had saved up several thousand while working in NY. I spent most of it on the wedding, and buying a car once I moved home. My fiance JUST paid off over 5k in credit debt, and he still has all his student loans, car payment and his other credit debt – I hate the fact that he was so irresponsible, but there’s nothing we can do about that now. I have no debt at all, but now his debt is mine too. So I definitely don’t want anything for our wedding put on credit.
Post # 15
We’re not having programs or favors. We feel like programs aren’t really necessary. Everyone can pretty much understand what is happening during a wedding ceremony and if you’re concerned about introducing your wedding party, that can be done at the reception.
Favors…half the people forget them at the ceremony anyways…or they don’t really care about them the next day.
We’ve really paired down our budget by stepping back and first asking ourselves if it’s “needed” and if the answer is “no”, then we evaluate if the money can be put to better use elsewhere.
You might also consider holding off on gifts for eachother. Although we haven’t decided yet, that might very well happen for us…we’ve passed on giving eachother Christmas presents before because money is an issue.
I’m sure you’ll find a way to make it work. Just take a moment to breathe! Good Luck!
Post # 16
mss-spunkin, don’t cry. What you need is what you have. That’s it. tell the grooms men their gifts will come later. It does not have to be that day.. they will understand.
you can get good flatware at the dollar tree. check online. dollartree.com. they ship to you.
otw: make an electric, gas, or phone bill late. the ones tha don’t charge you credit to go over 30 days.
can you rent flatware also from a rent-a-center?