(Closed) Bees that built their own houses…

posted 8 years ago in Home
Post # 3
977 posts
Busy bee

I looked into building years ago – we had to purchase land and have it paid off before we could build on it. That’s land not in a housing community though.  Not sure about the UK.  Just reasearch and talk to professionals and/or realtors and see if they can point you to the right direction.

Post # 4
1609 posts
Bumble bee
  • Wedding: November 2014

I sold a piece of land 2 years ago and where i live you can’t take out a mortgage on land.  It has to be purchased outright.  The people that bought it built a beautiful house.  Its different if you’re in a development though as its a package deal with the house.    Once again not sure of UK rules.  When mom and dad built there house we lived with my aunt for a few months inbetween when the old house closed and the new house was finished.

Post # 6
2742 posts
Sugar bee
  • Wedding: County courthouse

Build your house…not buy. when u build…u own the house..no mortgage. when u buy..u don’t truly own your house until it’s paid off. we built our own house…i mean WE built it. not a contractor. it took us two yrs. we didn’t take out a loan either. each month we set aside $1000-$2000 of my husband paycheck. it was super hard..we scrapped by each month. now we have been living in our house since the end of August. we don’t pay a mortgage..only our land payment which is $200. In two yrs we will have paid off the land…sold this house and build another much larger house on a couple of acres.

Post # 7
664 posts
Busy bee
  • Wedding: June 2012

We built one last year. I can’t comment on how the money works out, since we’re in Canada. DH wanted to trying building and flipping, so ours was on loaned money (and has thankfully just sold).

We went to an architect with a sketch of what we wanted and had him draw up plans for us. Most will do this very cheaply for a private home. We hired in some things, like framers, drywallers, bricklayers and other heavyt jobs and we did a lot of other things ourselves (roofing, laying hardwood, painting, etc). From the time we put a shovel in the ground to the time it was finished was about 7 months. We might have been able to do it a little quicker, but we were working too. We stayed at his parents place two doors down while we built, so we were really close.

We were able to build a very nice house for not very much money, so in that respect it’s worth it. On the other hand, I told DH that I will never do it again unless it’s a house for us. I feel like we gave up a lot of our time with each other that summer, and it was hard on us. I wouldn’t mind doing it once for our forever house, but I don’t want to do it every summer to make a quick dollar.

Good luck with your build. It’s totally doable, and it sounds like you’re in a good position to do it.

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