(Closed) Best Credit Card

posted 9 years ago in Money
Post # 3
Member
853 posts
Busy bee
  • Wedding: September 2009

amex hilton awards – no annual fee and hilton doesn’t have blackout dates for its rewards.

Post # 4
Member
1011 posts
Bumble bee

I’m using a Chase Sapphire Master Card which gives me cash back or allows me to use a credit toward my bill.  Or get gift cards.  Otherwise, I use my Starbucks Visa, allowing me to get credits on my Starbucks card to make Starbucks purchases..

Post # 6
Member
6009 posts
Bee Keeper
  • Wedding: May 2009

We got a new Platinum Amex card right before we got married.  No annual fees, pretty good rewards, and we can use the points on a variety of things (hotels, plane tickets, gift cards, etc…).  The thing I like most is that there is a free “concierge” service that helps you make big purchases like travel, electronics, etc…  We just booked plane tickets to my in-laws house through the concierge service, and my ticket was free.  We paid for my husband’s ticket and got a free companion ticket just for using the service.  Also, when we bought our new computers (a MacBook Pro and an iMac) we notified the concierge service of the purchase; they automatically give you a 5-year warranty on certain electronics you buy with  the card so we’re covered for at least 5 years in case anything happens to our new Macs.

Post # 7
Member
303 posts
Helper bee
  • Wedding: March 2010

We have a Chase Priority Club card. If you join the Priority Club (free), you can get points for staying at the chain of hotels affiliated with it- Holiday Inn, Candlewood Suites, Staybridge Suites (our favorite since they have reasonable rates and a full kitchen!), etc…this was especially helpful for me and Fiance since we had a long distance relationship for a while there.

Anyway, by opening the Priority Club card, you get an extra 1500 points, and everytime you make a purchase, the points rack up. You can use those points for a free hotel stay or airline points. They have a really cool system where if you use their affiliates for things like buying flowers, jewelry, etc, you get all sorts of points.

Our honeymoon hotel and plane rides are almost entirely covered by the points we’ve accrued!

Plus it’s got relatively low APR, no annual fee- it’s an all around great card, especially if you travel.

Post # 8
Member
14186 posts
Honey Beekeeper
  • Wedding: June 2009

Chase. I’ve had great customer service with them. I’ve had stuff i’ve had to refute, etc, and they do it ASAP. i used to have a bank of america card and when they filed for bankruptcy I called to cancel and the woman laughed at me and mocked me and told me somebody lied to me. No joke, a week later it was all over the news. i was pretty pissed that i had to tell her like 5 times to just cancel my F*ing card! Whereas Chase has been superb in handling things for me, verifying charges, etc

Post # 9
Member
3285 posts
Sugar bee
  • Wedding: November 2009

I have an AMEX through Costco, and I love it and would highly recommend it – the annual fee is $50, which also is the membership fee for Costco.  Along with the obvious benefits of using it for the awesomeness that is Costco….we get 3 percent back for gasoline purchases and eating out, 2 percent for travel expenses and 1 percent for everything else! =D

Post # 10
Member
303 posts
Helper bee
  • Wedding: April 2010

If you’re outdoorsy at all, I recommend the Cabela’s card!! You get points towards Cabela’s purchases, so pretty much I haven’t paid for anythign from them in a couple of years, and I shop there a LOT.

Post # 11
Member
473 posts
Helper bee
  • Wedding: July 2010

Krissy- I heart Costco too!

Post # 12
Member
997 posts
Busy bee
  • Wedding: May 2010 - The Pierre Hotel

I have the AmEx Starwood card and I absolutely love it.  You get 10,000 points when you sign up.  I usually redeem using “cash + points” where for around 4000 points and $50, you can get one night’s stay (depends on the hotel class and location, of course).  It’s great to know that some of that can possibly be used for the honeymoon!

 

Post # 13
Member
3285 posts
Sugar bee
  • Wedding: November 2009

@ CHK  – yeah!  Costco love!! 

Post # 14
Member
2205 posts
Buzzing bee
  • Wedding: June 2009

I’ve heard good things about Amex.  We’ve had a little bit of trouble with our Citicards customer service, because they are really good about fraud stuff (just maybe a little over the top!)  We have the AAdvantage card to get miles for our international trips, so it’s worth it for us!  When you open a new credit card you get double points for a year, but you can also enroll in a bunch of other programs to earn points.  We are all about saving up for travel!

Post # 15
Member
238 posts
Helper bee
  • Wedding: October 2009

I also have the AMEX starwood card. Love it!

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