(Closed) Best Credit Card

posted 11 years ago in Money
Post # 17
Member
3979 posts
Honey bee
  • Wedding: January 2012

I have a TD Bank Aadvantage Visa… it gives me 1 mile for every $1 I spend. Every time I book directly through American Airlines I get bonus miles (usually double) & they add up really quickly. I’ve scored over 5 free flights over the past 4 years (including regular flight miles too– not ridiculous spending habits lol) and I’ve upgraded a handful of times for free too.

If you travel a lot, or plan to, definitely get a airmiles reward card.

Post # 18
Member
3282 posts
Sugar bee
  • Wedding: November 2009

@ Miss Burgundy — Yikes!  Hopefully you have checked this out, but yes, the $50 does pay the annual fee/Costco membership in one. =)  I was on a WB hiatus and just stumbled back upon this thread!!

Post # 19
Member
1064 posts
Bumble bee
  • Wedding: October 2009

I am a Capital One card holder, they are pretty good, I’ve redeemed points for gift cards and things,  They are very quick to send rewards, and they are very helpful, one time I was charging a lot online, something I didn’t normally due, and they called and asked if it was me making the purchases. They were afraid my card had been stolen since it wasn’t a normal activity for me.

Post # 20
Member
410 posts
Helper bee
  • Wedding: June 2010

I have a Best Buy Platnium card and love it.  It is tied to my Reward Zone membership and increases my rewards amount.. We shop there A LOT so it is perfect for us.  It gives extra points when we use it at best buy… I havnt actually paid for printer ink in over a year… That in itself is amazing for me… I print A LOT… So I go through a lot of ink.

Post # 21
Member
2470 posts
Buzzing bee
  • Wedding: September 2010

I have an AMEX blue card and I really like it. I rack up rewards but haven’t cashed them in yet.

Post # 22
Member
4381 posts
Honey bee
  • Wedding: June 2010 - Ceremony - First United Methodist Church; Reception - My parents' house!

No credit card is the best credit card. :p

 

 

Post # 23
Member
36 posts
Newbee

chase-amazon.com  they send you gift certs to use towards your purchase.  Who doesn’t love amazon.com, plus their APR is pretty low too.  Never had an issue with Chase (their mortgage section..thats a whole other post! LOL)

Also have the Southwest card through Chase.  I haven’t paid for a Southwest flight in a very long time…love free flights 🙂

Post # 24
Member
2006 posts
Buzzing bee

@Fiftyfoot- completely agree!

However as long as you are dilligent about paying off the FULL balance every month it can be a good thing because it boosts your credit score. Plus with the cards mentioned here you can get neat bonuses too! The important thing is to be responsible about them 🙂

Post # 25
Member
18628 posts
Honey Beekeeper
  • Wedding: June 2009

I am in love with the American Express Blue Cash card.  You don’t have to keep track of points but get an automatic cash back for your purchases annually.  I just got about $400 back for the past year (I put my tuition on the card).  It starts out earning 1% at gas stations, grocery stores, and drugstores and .5% everywhere else.  After you spend $6,500 in a year it goes up to 5% at gas stations, grocery stores, and drugstores and 1% everywhere else.  Plus the customer service is great.  I had 4 cards stolen last Thanksgiving and they blocked the transaction because the thief used the wrong zip code.  Now they ask for a zip any time I go to a store I don’t usually use.

Post # 26
Member
406 posts
Helper bee
  • Wedding: February 2009 - Small church ceremony with mountain-view log cabin reception

Amex platinum HANDS DOWN… we get perks EVERYWHERE and even our honeymoon room was upgraded to the tip top level! It’s seriously so worth it.

Post # 27
Member
219 posts
Helper bee

I agree with fiftyfootbride, no credit card is the best! I just paid off ALL my credit cards debt! And I feel like a brand new woman!! LOL

 

 

Post # 28
Member
4381 posts
Honey bee
  • Wedding: June 2010 - Ceremony - First United Methodist Church; Reception - My parents' house!

Yeah, now I just stick to using my parents’ credit cards. Moochy McSpoiled. :p

I had 7 credit cards about 3 years ago, and I ended up just paying the 22k balance to get it out of the way.

By I, I mean my parents. lol. I had a little self-control issue along with my first real job.

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