(Closed) BFP 6 months before wedding

posted 8 years ago in Babies
Post # 3
Member
1508 posts
Bumble bee
  • Wedding: October 2009

Congrats. Could you did a Courthouse wedding now to get on his insurance and still have the wedding you are planning later?  Mrs. Dumpling was expecting at her wedding and she had some good posts about it.

Post # 4
Member
87 posts
Worker bee
  • Wedding: December 2005

@TMIconfused: first of all…congrats!!!! I agree  with kayakgirl, maybe do the courthouse wedding (even if you keep it a secret) then do the big wedding as planned.

Post # 5
Member
4137 posts
Honey bee
  • Wedding: May 2011

since you’re under 26, you’re eligible to be under your parent’s insurance thanks to the new health care law!!!

Post # 6
Member
2867 posts
Sugar bee

@kitzy:  Unfortunately, since she was booted off of it before the law took effect, she can’t.  My suggestion is for her to get married ASAP courthouse style and then NOT TELL ANYONE about them being married, still plan the big wedding.

Post # 7
Member
536 posts
Busy bee
  • Wedding: September 2007

I’m not sure of the eligibility requirements (they vary by state), but you may be eligible for Medicaid or various state-run programs designed to provide care to pregnant women who are uninsured or underinsured.This site has some links that might help you to figure out whether it’s an option for you: http://www.cms.gov/MedicaidEligibility/02_AreYouEligible_.asp#TopOfPage

And congratulations 🙂  

 

Post # 9
Member
536 posts
Busy bee
  • Wedding: September 2007

I think if he’s a federal employee you’re probably ok to get on his insurance after marriage and have your prenatal care/delivery covered. Federal insurance plans are generally pretty good about that kind of thing.

Post # 11
Member
4137 posts
Honey bee
  • Wedding: May 2011

@beekiss2: not true.

children can be covered until the age of 26 unless they have access to an employer-sponsored plan. if they were previously dropped, they can re-enroll as long as they don’t have access to an employer-sponsored plan.

i work for the federal government, and i got an email from hr a few weeks ago detailing the policy.

Post # 12
Member
1645 posts
Bumble bee
  • Wedding: May 2010

Can they call a pregnancy a pre-existing condition if you haven’t seen a doctor yet? Lots of people don’t know they are pregnant for a while, so it’s plausible if you aren’t too far along that it could work. You could have a courthouse wedding just for the insurance (you don’t even have to tell anyone) and continue with your wedding plans as they are.

Either way, congrats!

Post # 13
Member
314 posts
Helper bee
  • Wedding: June 2010

i don’t think they can consider pregnancy a preexisiting condition. My insurance plan states that it’s not, but it’s possible you might have a waiting period (60 or 90 days). Also, you can get back on your parents insurance as long as you don’t have access to an employer based plan even if you came off of it at 24. (This is the case for me, so I know it can be done). The only thing with your parents plan is that they might not provide dependent maternity coverage, so you would want to check into that before going through the trouble of getting back on their plan.

 

good luck!

Post # 14
Member
751 posts
Busy bee
  • Wedding: May 2010

The policy varies from carrier to carrier, but many DO consider pregnancy a pre-existing condition, so be sure to check you FIs plan before running off to the courthouse.  🙂 

Congrats and good luck!  

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