(Closed) bounced check

posted 7 years ago in Gifts and Registries
Post # 3
2889 posts
Sugar bee

Their bank will alert them. I would refrain from trying to cash the check again until they contact you. Sometimes banks try to cash it again in a week or something, maybe you should tell your bank not to re-try. I’m pretty sure a bounced check generates overdraft fees for the person who wrote it.

Post # 4
2790 posts
Sugar bee

@carriejuly: #1 They most likely already know the check has bounced. It will automatically show up in their account so you do not need to notify them. #2 You should get a copy of the bounced check that will allow you to then redeposit it back into your account.

As for how to handle this I just wouldn’t notify them or bring it up. If you already know that they are in a tough financial situation they are probably already embarrassed that the check bounced. I would wait until maybe like Friday to deposit the check again because typically people get paid on Friday’s so you would have a better chance to collect on the funds.

Post # 5
5977 posts
Bee Keeper

@slicey19: I agree – I wouldn’t contact the guest since their bank will contact them about it. I would more than likely just let it go since you know they aren’t in a good situation anyway.

Post # 6
2442 posts
Buzzing bee
  • Wedding: April 2011

Make sure the bank does not try to redeposit the check so that no more fees might beaccumulated for you or for them.  Their bank has notified them so you don’t have to.  If they don’t contact you and tell you to redeposit it, I wouldn’t take the chance of ever redepositing it again.  

Post # 8
188 posts
Blushing bee
  • Wedding: June 2012

@MsBrooklynA: If I knew they were in financial trouble..and esp with a large family..I wouldnt try to cash it on a friday before other stuff comes out…What if they missed their mortgage payment bc my check came out or they went to go grocery shopping and insufficent funds…

Personally id let it go..sounds like they need the money more then you do..

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