Bumped into a parked car, left minimal damage, & a note – what else should I do?

posted 1 year ago in Legal
Post # 2
Member
798 posts
Busy bee
  • Wedding: October 2016 - Wedgewood Las Vegas

Leaving your information was the right thing to do. You also took photos, so you documented the damage, which was a very good thing. 

I wouldn’t stress about it until they contact you, which they may not do if they don’t think the damage is a big enough deal.   

You did everything right.

Post # 3
Member
360 posts
Helper bee

You should report to your insurance company on a informational basis only.  You never know what people will claim.  At least your insurance company is on notice even if nothing comes of it.  

 

Post # 4
Member
940 posts
Busy bee

View original reply
quizillla :  If they see the note and dont contact you, maybe they dont want to make a big deal out of it, and have to open a claim. 

If they were to contact you and insurance clamis adjusters verify you and your ‘at fault’ then the other driver doenst have to pay their deductible to get their car fixed, but honestly, if its a little scratch or two, opening a claim may be just unecessary. 

You should also take photos of the license plate with the car showing, always. 

 

Post # 5
Member
940 posts
Busy bee

If you report to your insurance company w/o opening a claim, they will at least have somew prior knowledge so it doesnt seem like a hit and run or phantom. but honestly, you should be fine. 

Post # 8
Member
2706 posts
Sugar bee

They may just not care.

I did that once and phoned the insurance company so that it was on record – but nothing will happen unless they also make a claim. The car I bumped into was really old and the damage was minimal so I think they just didn’t bother doing anything about it. 

If you’re really worried about it you can phone your insurance company with the info you have, but I wouldn’t stress. 

Post # 9
Member
4073 posts
Honey bee

I’ve been there done that, and believe me, they’ll contact you if they want you to pay for it. I’ve even rear ended someone and they told me not to worry about it and let me go. Sometimes people don’t have insurance or have some other issue where they don’t want their information given to the police or insurance companies, so I think its best to do what you did and let them decide the action they want to take. You did the right thing.

Post # 13
Member
2706 posts
Sugar bee

View original reply
quizillla :  It wouldn’t be weird to contact the insurance people now, but I probably wouldn’t bother. They’ll definitely get in touch if they want you to pay for it. If you haven’t heard from them yet they most likely don’t want to bother taking it in. 

Post # 15
Member
582 posts
Busy bee
  • Wedding: September 2019

I did the same thing once and left a note. The woman contacted me via email the next day, I think I had left both my email and phone number. She submitted a claim through her insurance for it, but she was very nice during the emails we exchanged. You did the right thing, and they may not even submit a claim if it’s an old car.

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