Post # 1
I posted on another thread but didn’t want to threadjack so I figured I’d start a new board…
I have been driving myself a little crazy lately researching diamonds and want to make sure my boyfriend is getting the most bang for his buck.
He is currently going through a very reputable private jeweler in our city (the same jeweler that designed the World Series championship rings for the Astros, etc.) and he found us a BEAUTIFUL stone. It’s round, 1.5 carats, ideal cut (as perfect as a cut can get), G color, si1 (eye clean). I believe the stone is somewhere around ~$8,250.
However when I look in the same price range online I can find much larger stones in our budget (some up to 2 carats). Currently on Brilliant Earth I have been looking at a 1.79 carat, super ideal cut, E color, vs2 clarity for only $7,800… Our jeweler said if we buy a stone from Brilliant Earth he will make the ring and set it for us but he will not insure it… He said Brilliant Earth is an unreliable source and he can’t back the quality like he can with the other diamond…
I’m very conflicted… Take a chance and get a bigger diamond by buying online??
Or stick with the jeweler who I know is reputable and is getting us a great stone but a slightly smaller diamond for the same price?
I just want to make sure we are maximizing our budget and getting the most out of such a huge purchase! Any help or opinions would be much appreciated!!
Post # 2
Why on Earth would a diamond from elsewhere make a ring uninsurable? That doesn’t make any kinda sense. I’d either go ahead with the brilliant earth diamond and have that jeweler make your ring and just get insured through another company or go online to someone like David Klass who makes people in this site over the moon all the time. I’ve known several people personally who have gotten their diamonds from brilliant earth and they have all been totally happy. Always be skeptical of people who stand to gain thousands of dollars from you.
What magical source is he getting his diamond from?
Post # 3
I have read mixed reviews on Brilliant Earth rings, but I haven’t done a ton of research as my husband got my diamond from a broker so really my research was after the fact and looking at wedding bands so I didn’t pay too much attention to any of it.
The whole fact that he wont insure the ring shouldn’t matter. We had my ring appraised by a different jeweler who was GIA certified and then used an insurance company, not a jeweler to insure it.
Post # 4
All three of my rings are from Brilliant Earth and they’re all awesome quality, have held up to rough wear so far, and have received compliments from the local jewelry bench that I work with for repairs (and my dude is hard to impress). I insure them through Lavalier and have never had an issue – but it strikes me as really weird that he is unwilling to insure a ring because he didn’t source the stone, and it sounds like you’re being manipulated, IMO. He wants you to buy the stone from him because that’s where he makes his money, and the setting isn’t going to make him nearly as much.
Post # 5
We got mine from Blue Nile after going to see a local jeweler. Got a nicer diamond and ring for less money and I’ve been thrilled with it. I wouldn’t worry about your jeweler saying he won’t “insure it” as you can still get it insured by an actual insurance policy.
Post # 6
Brilliant Earth does have a history of threatening customers who post negative reviews on Yelp. They tell them that if they don’t take down their negative review then they won’t repair their ring. Once the ring is repaired they make the customer sign a non disclosure agreement saying they won’t post anymore reviews on social media….
I suppose if I had the jeweler make the ring and only used Brilliant Earth for the diamond then this wouldn’t be an issue, but do I really want to work with a company that does that to their customers?? I’m having a hard time deciding if I can trust them even for just the diamond.
Also, the stones I’m interested in on BE are IGI rated which is known for being a “loose” lab. They give their diamonds higher ratings than other labs would (i.e. a vs2 from IGI is actually an Si1 from any other lab)
Post # 7
I definitely recommend buying stones online as they are much cheaper. Most have great return policy too. I got my ring online and I have zero regrets with my diamond.
Post # 8
Is the jeweler saying he won’t be responsible for anything happening to the diamond while setting? Honestly I would just go to pricescope and let the folks there find you the best diamond for your money and then go through any of amazing custom jewelers. I do know that Pricescope members suggest only diamonds that are AGS and GIA certified. Online is going to be a better deal due to less overhead.
Post # 9
OK when the jeweler talks about insuring what he means is during the setting of the stone. Strange things can happen at that point. So he will not insure your stone against damage during setting.
The diamond that the jeweler is offering needs to be AGS0 if he’s going to call it ideal. Have you seen the report?
Post # 10
I’m sure you are, but based on the specs and prices (and some brilliant earth research), are you taking into consideration that the diamond from the jewler is likely a natural stone, and the one from brilliant earth is lab?
Post # 11
sunburn : sollyb :
Both of the stones are lab diamonds.
I know the jeweler has a 100% buy back policy for upgrades. So 5 to 10 years from now when we want to upgrade he will give us back 100% of the money we spent on the ring so that we can purchase/design a new one. Maybe that’s what he means by insure it? I’d have to ask my boyfriend on that one
Post # 12
- Wedding: September 2005 - A Castle
If both stones are lab diamonds, where was the one your jeweler is trying to sell you graded? To my knowledge GIA/AGS will not grade lab stones, so it’s likely graded by IGI or GCAL or “graded” by the jeweler.
To answer the question, I’d buy a stone online before I’d buy in brick and mortar stores. You will almost always get more bang for your buck; you just have to be comparing apples to apples.
Post # 13
My husband went through a reputable jeweler (brick and morter) because he wanted to have the relationship in case we needed repairs or work on our rings. It was the jeweler his best friend used for his wife’s rings and he had a good experience.
He found a diamond online for a bit cheaper than the one the jeweler found (comparable quality) and the B&M jeweler price matched it. While you usually can get more for your buck online, my husband prefered using someone local for such a big purchase.
Post # 14
What he means is he won’t insure it if it’s lost or broken during the setting process.
If it’s a lab diamond, check the HCA first. In most cases an ideal diamond needs to meet certain specifications.
Post # 15
We bought all three of our rings online through Adiamor and couldn’t be happier. The prices in the stores were absolutely ridiculous for the same thing. I’m actually about to buy my second band from them. Highly recommend online!