Buy online or go through a jeweler??

posted 3 years ago in Rings
Post # 2
635 posts
Busy bee
  • Wedding: June 2018

Why on Earth would a diamond from elsewhere make a ring uninsurable? That doesn’t make any kinda sense. I’d either go ahead with the brilliant earth diamond and have that jeweler make your ring and just get insured through another company or go online to someone like David Klass who makes people in this site over the moon all the time. I’ve known several people personally who have gotten their diamonds from brilliant earth and they have all been totally happy. Always be skeptical of people who stand to gain thousands of dollars from you. 

What magical source is he getting his diamond from?

Post # 3
2322 posts
Buzzing bee
  • Wedding: August 2018

View original reply
wedding2020 :  I have read mixed reviews on Brilliant Earth rings, but I haven’t done a ton of research as my husband got my diamond from a broker so really my research was after the fact and looking at wedding bands so I didn’t pay too much attention to any of it.

The whole fact that he wont insure the ring shouldn’t matter. We had my ring appraised by a different jeweler who was GIA certified and then used an insurance company, not a jeweler to insure it. 

Post # 4
702 posts
Busy bee
  • Wedding: July 2018

All three of my rings are from Brilliant Earth and they’re all awesome quality, have held up to rough wear so far, and have received compliments from the local jewelry bench that I work with for repairs (and my dude is hard to impress). I insure them through Lavalier and have never had an issue – but it strikes me as really weird that he is unwilling to insure a ring because he didn’t source the stone, and it sounds like you’re being manipulated, IMO. He wants you to buy the stone from him because that’s where he makes his money, and the setting isn’t going to make him nearly as much. 

Post # 5
752 posts
Busy bee
  • Wedding: January 2019

We got mine from Blue Nile after going to see a local jeweler. Got a nicer diamond and ring for less money and I’ve been thrilled with it. I wouldn’t worry about your jeweler saying he won’t “insure it” as you can still get it insured by an actual insurance policy. 

Post # 7
66 posts
Worker bee

View original reply
wedding2020 :  I definitely recommend buying stones online as they are much cheaper. Most have great return policy too. I got my ring online and I have zero regrets with my diamond.

Post # 8
291 posts
Helper bee
  • Wedding: July 2020

Is the jeweler saying he won’t be responsible for anything happening to the diamond while setting?  Honestly I would just go to pricescope and let the folks there find you the best diamond for your money and then go through any of amazing custom jewelers. I do know that Pricescope members suggest only diamonds that are AGS and GIA certified. Online is going to be a better deal due to less overhead. 

Post # 9
5861 posts
Bee Keeper

OK when the jeweler talks about insuring what he means is during the setting of the stone. Strange things can happen at that point. So he will not insure your stone against damage during setting. 

The diamond that the jeweler is offering needs to be AGS0 if he’s going to call it ideal. Have you seen the report?

Post # 10
631 posts
Busy bee
  • Wedding: December 2018

I’m sure you are, but based on the specs and prices (and some brilliant earth research), are you taking into consideration that the diamond from the jewler is likely a natural stone, and the one from brilliant earth is lab?

Post # 12
1486 posts
Bumble bee
  • Wedding: September 2005 - A Castle

If both stones are lab diamonds, where was the one your jeweler is trying to sell you graded? To my knowledge GIA/AGS will not grade lab stones, so it’s likely graded by IGI or GCAL or “graded” by the jeweler. 

To answer the question, I’d buy a stone online before I’d buy in brick and mortar stores. You will almost always get more bang for your buck; you just have to be comparing apples to apples. 

Post # 13
2722 posts
Sugar bee
  • Wedding: April 2017

My husband went through a reputable jeweler (brick and morter) because he wanted to have the relationship in case we needed repairs or work on our rings.  It was the jeweler his best friend used for his wife’s rings and he had a good experience.

He found a diamond online for a bit cheaper than the one the jeweler found (comparable quality) and the B&M jeweler price matched it.  While you usually can get more for your buck online, my husband prefered using someone local for such a big purchase.

Post # 14
5861 posts
Bee Keeper

What he means is he won’t insure it if it’s lost or broken during the setting process.

If it’s a lab diamond, check the HCA first. In most cases an ideal diamond needs to meet certain specifications.  

Post # 15
629 posts
Busy bee
  • Wedding: September 2015

We bought all three of our rings online through Adiamor and couldn’t be happier. The prices in the stores were absolutely ridiculous for the same thing. I’m actually about to buy my second band from them. Highly recommend online!

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