Post # 1
Today is officially one month until we close and I am so tired of being a bundle of nerves!! We are waiting for a few more documents (hopefully) for our loan to go to final underwriting but this has been going on for months and I am exhausted. I also have ZERO patience so the waiting is absolutely killing me. Not to mention I am afraid to buy anything because I understand they keep checking our bank account statements and will question any large transactions.
Ugh!! Just wanted to vent. How do you girls remain sane during this process?!!
Post # 3
I’m sorry you are going crazy! Just let them do their thing, there isn’t really anything you can do. Just don’t go out and buy anything big like furniture until after the house is closed. They aren’t going to get mad at you for buying food or paying rent!
Post # 4
I drank a lot of wine. lol.
Fiance kept me grounded and I just looked toward the future after it was ours. I started looking at paint colors, furniture I’d like to get one day, home improvement projects etc.
Post # 5
lol my fiance and I decided to buy a house. I have been insane since. We are due to move in a month before the wedding! If there wasn’t a first time home buyers credit we wouldn’t have bothered. So in the midst of wedding plans I am calling the realtor. We are closing May 3rd! We are excited, but I won’t mind when it’s done and I can focus on the wedding again!!
Post # 6
lol i know just how you feel! i wish i could say there was a way for us to relax, buuuut we were both very nervous up until the day we signed at closing and it was finally official.
Post # 7
I did A LOT of crying during our home buying experience last year. Mind you, I was also planning our wedding which was held 3 hours away from Chicago. The whole process was terrible. We were set to close on a Monday. But on Friday at 5pm we still weren’t sure our loan was secure. My husband actually found a new lender the week prior to closing and they came thru on Monday morning. It was HELL waiting and not knowing. We swore we were never moving again!!!!!!
Post # 8
It is exhausting, and the waiting is the worst part, but it’s so worth it once you close and you have those keys in your hand! Congratulations, and I hope eveything goes smoothly for you!
Post # 9
I hear you on the long wait! Our house was a short sale so we offered mid-November and closed the end of Feb. For the first several weeks I just tried not to think about it (HAH! like that actually happened.) I also used the American Furniture Warehouse room planner to plot out where things would fit and what we would need to buy. We also thought about paint colors and designed the backyard fence and horse corrals. Are there little things like that you can focus on?
Hang in there. It’s totally worth it, even if it feels very surreal that it actually happened. You can do it!
Post # 10
ugh, my brother just closed last week and it was a nightmare going back and forth with the seller. i am not looking forward to the process thats for sure. but i need to find a home first…….. thats another process in itself
Post # 11
Thanks everyone! I have been trying to keep myself busy by reading decorating magazines and shopping for furniture (but not buying). I just can’t shake the feeling that something is going to happen last minute and we will either lose the house or having closing pushed back or something else.
I’m also not thrilled with our LO and literally everyday I have to check in with him and see how things are progressing. Everyday its “oh. Don’t worry we have plenty of time. Things look great”. Then our realtor will call in a panic because we are missing something and my LO will play dumb. I’m so tired of all of it!! 🙁
Post # 12
I know what you mean. We were out grocery shopping at a large warehouse store yesterday and I had to stop myself from buying garden necessities that we need because our move-in date isn’t until June 14th (pushed a day early).
Technically our loan is fine and dandy, but the Fi and I haven’t worked out the exact breakdown of our loan yet (as in what % we want to have variable and fixed to a certain period). The bank has set-up a breakdown for us but we want to change it to a different formula.
I’ve been triple checking all my non-regular expenses and just really want to buy larger household related stuff (like a hackaw, long ladder, wheel barrow, garden tools, and door fixtures).
Post # 13
It…. is… BEYOND exhausting! Wow…. it’s so mentally draining that it drains you in every way possible! Then, for us, since we bought a foreclosure…. ripping up carpet, tack boards, padding, pulling up the staples EVERYWHERE…. making decisions and getting stuff done… wow, this is by far the biggest test we’ve ever had!