Post # 1
Just looked at our first home and we love it! Going to the bank on monday to see if we can get pre qualified for a loan! So excited but nervous! Has anyone else had a wedding and bought a house in the same year?
Post # 3
@sharmon13: THIS GIRL. Getting married in November, bought the house in April. It takes a lot of patience and a crazy ability to multitask, but you will feel so accomplished when it’s over! 🙂
Post # 4
so exciting. We bought our first home 4 months after getting married. it’s definitely been a whirlwind of a year. a very expensive but exciting year.
Post # 5
We didnt do it in the same calendar year, but we did buy the house and get married within a year. (It would have been get engaged, buy house and get married within a year if the venue had availability 2 months earlier). It wasnt as stressful to us as many people make it out to be. As long as you are organized and have all your finances set (big down payment, but leaving a fair amount of cushion for those first time home purchases), it should be smooth sailing. Best of luck to you!
Post # 6
We got married, found out we were pregnant and are buying a house all within 3 months! It’s been pretty chaotic. We found out yesterday that our loan was approved with the bank and now is at the USDA for underwriting with them. Hopefully they won’t take too long! (If you’re in a rural area, definitely check on USDA loans)
Post # 7
Yup, we just purchased the house (getting the appraisal on Friday – tomorrow!!!!) And we are getting married in December!!!
We did get pre-approved before seeing our home, but the market in our part of the country seems to be picking up..
If I have one advise, it’s document any money “movement” occurring in your/FI’s account.. By this I mean if you cash out stocks, you’ll have to document it. If you get a monetary gift, you’ll have to document it. Do NOT deposit/use undocumented money…
They are extremely strict these days during the loan process. Just follow the rules, and you’ll be ok 🙂
last advice: Don’t be afraid of being drastic—-> Final Offer is what got us an amazing deal.
Post # 9
We got the house then got engaged a year later, but congrats! and good luck! keep us updated!!
Post # 10
- Wedding: October 2011 - Bed & Breakfast
Just a note: You need to be pre-approved, not pre-qualified. Pre-qualified means nothing when making an offer.
Post # 11
Possession is at the end of the month, and we are getting married August 3rd.
We decided to go for a single family “future ready” home so that we can grow into it..
Enjoy the house hunting process.. It’s crazy, overwhelming, and exciting all at the same time. LOL
Agree with love kiss: pre approval is necessary. Then after making the offer, all necessary supporting documents have to submitted to get a full approval.
Good luck and best wishes with you!
Post # 12
@sharmon13: We just got apporved for a loan, and put a contract down today, and I am getting married in 9 days! It has been a stressful and expensive couple of months! I think it will be totally worth it though when we have our first house together!
Post # 13
Closed May 25th, wedding September 8th… so less than 4 months apart. The bad thing is that I am so much more interested in unpacking, settling, buying furniture, and decorating than doing wedding crap haha
Post # 14
Thanks for all the advice. Super nervous about going to the bank tomorrow!!
Post # 15
Fiance and I just got pre-approved… but not sure whether to go through with making an offer. We’ve found a house we really like, but we are a bit cash-poor at the moment with paying for the wedding stuff, and I’ve been making massive payments on my student loans for awhile now. Not sure if it makes more sense to save up for a massive down payment instead… and wait 6 months or so til we’re actually married before pulling the trigger on a house.