- 6 years ago
- Wedding: June 2013
So here is our story.
We have been together 5 1/2 years…and have been saving for a downpayment for 2 1/2 years. We have about 15% to put down on what we can afford.
Fiance works in Mahwah, NJ…I work in Spring Valley, NY if you look on a map, they are meary minutes apart….
Fiance currently lives with parents in Wappingers Falls, NY, and I have been living with my grandmother (to save extra money for house) in Newburgh, NY
The county I live in is one I wouldn’t dream to grow our kids up in, and he agrees….His county, adds extra mileage and time to my commute.
FIANCE WORKS FROM HOME
Because rockland county (the county I work in) is VERY high in taxes (over $10k a year) we ruled that out…
Northern NJ near his job, is also VERY expensive with taxes, and the housing we can afford there isn’t worth it because you get less for your money.
Southern part of Northern NJ (if that makes any sense) is decent taxes, (below $8k) and great houses/communities.
There are two main highways that go straight to both of our jobs in the areas I am looking…
He now wants to RENT a “nice townhouse” I’m so hurt by his change in thought! I need help…how do you try to explain to someone who thinks we should test run some areas (a year at a time with a lease????) that sometimes you need to just do your homework, and find the area that seams right for you.
He thinks its a big gamble to put money on a place and invest in something that we have never lived in the area before.
I tried explaining that we already have a downpayment, why throw that money away on someones mortgage and not have enough to purchase and we start all over again? Who is to say that if we rent in an area for a year, that we don’t like it, and then have to rent again to find another “nice area”?
Does this make any sense? People do this sort of thing all the time. That’s what realtors are for!
Let me add that until a few days ago he was all about buying a house and showing me houses…and he still is…but was always AGAINST renting…especially seeing what his sister is going through with their rental …
Now he is suggesting renting and throwing a loop in all of our heartfelt ideas of a house and I have been saving over $1k a month to help build our dream!