- 7 years ago
- Wedding: October 2010
We’re less then four months away from our wedding, but I really don’t think we should be having one at all, even a low budget wedding (<$6000) due to our financial troubles.
We’re struggling to pay our bills as it is right now, FH has a TON of student loan debt and I have student loans as well as a decent amount of credit card debt too. After our bills our paid, we really don’t have very much spending money, and when we were initially planning our wedding I figured I could put aside ~$100 or so per paycheck to help with wedding expenses, but that has completly dried up due to tons of unexpected things (for example, today I spent over $200 to get a new tire and battery for my car since I got a flat, and then the battery died on the way to work today, so I’m going to have to figure out which bill I can ignore until I get paid in another two weeks)
My dad says not to worry about things, but I really don’t feel like I can accept any more money from him, especially considering he just gave me $7500 to buy myself a new (used) car, since my old one died. My parents don’t have a lot of money either (my grandmother just passed away, so he has some extra inhertance money) and have plenty of their own debt, as well as trying to put my little sister through college. Plus, if I’m going to be a married woman, I need to be financially independent, and not be relying on my parents for money (it’s bad enough that they’re currently paying my cell phone and auto insurance). We certainly can’t ask his mother for any money, especially considering she put down the deposit for our rental house and bought us a refrigerator.
We were planning on having a small (~75 people) self-catered, very DIY wedding, but even still I’m still looking at spending at least a couple thousand more to buy food, minimal decorations and everything else needed. So far, I’ve bought my dress, my shoes, my veil, some decorations, some craft supplies for making invitations, and paid for the venue (an old historical home/park), so in total have spent maybe $1500-2000. I’m just wondering if I should cut my losses now before I spend anymore, since the time is ticking.
We discussed eloping from the very beginning, but were pressured by mostly my family to have a wedding, since I’m the oldest daughter. I just really want to be married so I can move on with my life. I’m also currently a student, and I have anxiety, so this additional financial stress really isn’t helping (I’ve been having more frequent panic attacks).