Post # 1
What a nightmare! My fiance’ and I have to live together against our faith because I am too ill to be covered on his insurance and I won’t be covered by the state because he makes just a few dollars above the guidelines of eligibility. We want so desperately to get married but the health insurance and government are making it impossible. Does anyone else have this problem?
Post # 3
Where do you live? Wasn’t legislation just passed proventing insurance from denying a person coverage based on a pre-existing condition?
Post # 4
Also check into whereever you live for domestic partner status. Some states if you live together for certain amount of time will allow for domestic patner status between same sex and male/females.
Post # 5
- Wedding: August 2013 - Rocky Mountains USA
I’m so sorry! I believe the Obamacare rules that prohibit insurance companies from rejecting claimants bsed on pre-existing conditions go into effect in 2014, so hopefully you can get on his insurance then.
Post # 6
When the pre-existing condition things comes into effect, isn’t that just for people under 21, at least for awhile? Also, a question, just because you can’t be denied insurance coverage as a whole, do they know for sure that they have to cover that specific problem? I.E. “We will cover everything but X”
I don’t know for sure. Very confusing. I am so sorry you are going through this stress. Things can seem so unfair and most of the time it seems government can make it even worse. I have had the issues finding insurance coverage, and in fact, even after contacting 5 different big name companies, have been denied by each because of pre-existing conditions. As in, they wouldn’t even pass me on to the next person. Just “Sorry, we can’t help you because you aren’t in perfect health. Bye!”
So right now I am self pay through my doctor. It’s been rough but luckily we had a little put back in savings…but, looking down the road we probably won’t have much savings because of it. Insurance/Hospitals/Government just a huge neverending mess.
Post # 7
Can you get married in church but not recognized by the government?
Post # 8
We still couldn’t afford the insurance with a $5000 deductable and I’m still trying to get on disability (since 2002). I was told I would lose my rights to disability if I got married. I live in CT and we just don’t know what else we can do but live together. Unfortunately, common law is not recognized in CT as far as I can tell.
Post # 9
I believe my Father-In-Law got married in a religious ceremony only to his last wife, at age 82. His wife had a young granddaughter, so they wanted to get married, instead of just living together, and at their age, they didn’t want to complicate things with getting married legally and having to deal with estate issues. They had a beautiful ceremony and reception. I don’t think they announced that they were not going to be legally married to anyone, except perhaps immediate family? Perhaps she would have lost income? IDK. I’m guessing they didn’t sign a marriage certificate. I don’t see why you couldn’t just have a religious wedding ceremony as planned. There are several people that have gotten married to get on their spouse’s health insurance, and others that have gotten married before the wedding.
Post # 10
Do you work or have you ever worked in the past? I am currently on disability. When I applied I was engaged at the time but since I had worked they went by only my information. I got approved in september 2012 and got married this past january. If you get approved for ssdi then it doesnt matter if you get married. If you are trying to get ssi then it will matter because for that they look at your total household income. I am getting my coverage in april from disability and I am so thankful. I know what you are going through. I tried to apply for coverage through the state when we were living together before marriage and they would not approve it because they said he makes to much. I was like but we are not married who is to say he is supposed to support me? They didnt care though they wouldnt give me anything. Good luck with the disability, I know it is a long drawn out process. I waited 6 months and thought that was a long time and when i see stories about people waiting for years I realized how lucky I was. If you need any advice or info let me know i will try to help you out.