Post # 1
When is the appropriate time to cash checks from the wedding? We are leaving for our honeymoon the Monday after our wedding and it would be nice to deposit some in the bank on Sunday (through ATM) so we have spending money. But then we wouldn’t be able to get the thank yous out for a couple weeks. Should we wait until we get back to cash them? At the same time I hate when I have outstanding checks….
Post # 3
I think it would be fine to cash them immediately, even if you can’t get the TYs out right after. I know we deposited our checks the following week (when we returned from our honeymoon), because I didn’t feel comfortable with that many checks sitting around the house. I would guess that if people are writing them to you, they won’t be bothered about you cashing them soon after the wedding.
Post # 4
- Wedding: August 2009 - Eastside Catholic Chapel and Lake Union Cafe
We deposited right away and worried about the Thank Yous when we got back. I don’t think anyone minded.
Post # 5
- Wedding: October 2018 - Outside a rustic b&b in Big Bear Lake
I definitely say its ok. Your guests already gave it to you .This way in your thank- you’s you could also talk about what you used it towards
Post # 6
personally i would want the person to deposit the cheque asap – makes balancing my funds much easier
Post # 7
also some people (aka my accountant family members) start to to worry is a check hasn’t cleared the bank within a certain timeframe…so I think you are ok to deposit and write thank you notes when you return
Post # 8
I’ll throw another agreement out there … nice of you to consider this, but deposit them now and write the TY’s after the honeymoon!
Post # 9
I think many ppl who give you cash or check at the actual wedding day (as opposed to mailing it) often think its something you could use for the honeymoon anyway. I’d cash and send immediate thank yous upon your return. Just dont forget!
Post # 10
cash immediately. I think if you wait, you could get some that bounce- perhaps the person will forget they wrote a check if you wait too long.
Post # 11
- Wedding: June 2008 - Winery in the Gold Country
I’d say the second you’re married, it’s appropriate! I’d hope that if I gave cash, the couple could spend it at the honeymoon 🙂
Post # 12
I would be too scared to have checks lying around while on vacation, it might get lost, so it would be safer to just deposit them I think! That way you don’t lose it and you have money to spend!
Post # 13
Remember, a check takes about 10 days to clear the bank. If you deposit the checks and take the cash out, you are technically taking out the cash already in your account… make sense?
Say you have $1,000 in a particular account and you get $2,000 in checks at your wedding. When you deposit them, the bank will only give you $1,000. The bank goes through a process to make sure the person who wrote you a check actually has that money in their account and then transfers it to yours.
Just something to keep in mind!
Post # 14
You’ll totally be fine to deposit the checks! Every bank’s funds availability policy is different – I work at a bank and if you were to deposit the checks in the ATM they wouldn’t get processed until Monday. Then, the availability is based on whether the check is a “local” check or not. I know this seems complicated, but it’s not too bad. Chances are, all of the checks will clear just fine while you’re on the honeymoon but you won’t have it available until mid-week to use. The cool thing is you can use that money to do stuff and write in the thank-you notes what you used it for!
Post # 15
- Wedding: June 2010 - Ceremony - First United Methodist Church; Reception - My parents' house!
I’d say cash immediately as well. Fun for the honeymoon. 🙂
Post # 16
- Wedding: March 2010 - Calamigos Ranch
Cash them. I hate having checks floating out there uncashed!
But make sure to write thank you notes to the people who wrote you checks that you cashed ASAP when you get back. 😉