(Closed) Cashing wedding checks before

posted 8 years ago in Gifts and Registries
Post # 4
Member
2532 posts
Sugar bee
  • Wedding: August 2010

@roxy821: If you have a joint account it should be okay. What bank do you have? WIth my bank I can deposit checks directly into the ATM so even thuogh its my card with my maiden name on it, since its our account I would even be able to deposit HIS checks as long as he signed the back. He should be the one signing the checks since that is not your legal last name yet. I have had the same problem and its annoying!!

Post # 6
Member
396 posts
Helper bee
  • Wedding: December 2014

You can deposit the check with no problems at all, it doesn’t really matter what the name on the check says. You just can’t cash them.

Post # 7
Member
3219 posts
Sugar bee
  • Wedding: November 2010

I would just deposit it into the ATM. they never say anthing when you do that. I never even sign the back of my checks (I never have a pen in the car)

Post # 10
Member
11325 posts
Sugar Beekeeper
  • Wedding: February 2011

@mishelleez: I agree with you. Similar to the old “better to ask forgivness than permission” thing…. if you just DO without asking usually things go better than if you make a point of asking what the rules are. 

Post # 11
Member
2532 posts
Sugar bee
  • Wedding: August 2010

@roxy821: Yup! My husband used to work at BOA so he says that I could even take the checks inside the bank and as long as he signed them I could deposit them. Cashing is different. But, you can deposit and then take cash right out!

My wedding was amazing! I had the best night of my life!!! I am going to do a recap soon – I have pro pics online but Im waiting for my disc and then Im going to do a full recap because thats what I found most helpful from previous brides.

How about yours – I hope it went well too!! I said a little good luck wish to all my date twins that day! 🙂

Post # 12
Member
4415 posts
Honey bee
  • Wedding: December 2010

Easy way to get around this…

Sign the checks however they are made out, write “For Deposit Only Acct #xxxxxxxxx” under the signatures. Fill out a deposit slip, put the check and the deposit slip into an envelope, and then drop it into the night deposit box.

I got a refund check recently that had my old married name on it. That’s exactly what I did, and I didn’t have any problems with it at all. It didn’t matter that the name on the ckeck didn’t match what was on my account. They will deposit it into whatever account is written on the check and on the deposit slip.

The only reason I suggested night deposit box instead of ATM is because around here, most of the ATMs don’t take deposits any longer.

 

Post # 13
Member
119 posts
Blushing bee
  • Wedding: October 2009

We opened a joint checking account the day after our wedding for this very reason. No one bothered to ask if I was changing my name and made the checks out to “Mr. & Mrs. Alias’s Darling Husband last name” Only one saavy guest made it out to “Cash”. We were planning on opening a joint checking anyway, but this kind of sped things up since we didn’t want to wait too long to cash the checks.

Post # 14
Member
1995 posts
Buzzing bee
  • Wedding: June 2010

until I changed my name after the wedding legally checks made out to Mr. & Mrs had to be signed by both of us at the teller.  It was easy since we both went together.  Some he could sign for and some I could. 

Post # 16
Member
44 posts
Newbee
  • Wedding: May 2010

@roxy821: Both. At least that’s what we did. I’ve mentioned this on another thread but we had BoA and had a couple of checks made out to the both of us with his last name.. (which I didn’t take). So the bank told us that when that happens to just sign both names (my actual legal maiden name AND my first name with his last name i.e. what is written on the check), along with his signature. It makes sense, as you’re covering your bases.. 

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