Post # 17
I think there is a difference between cashing the check and depositing it. I can see how there would be hassles with cashing it, but no issues with depositing.
This was a very informative post! Thanks for sharing!
Post # 18
Wow! Thanks for sharing. We will open a joint checking account soon so hopefully we can avoid any issues.
Post # 19
@Jazziberry: If they give you issues with cashing (but not depositing), why not just deposit them all and then withdraw money? Work the system! Lol!
Post # 20
We couldn’t deposit or cash the checks written to Mr and Mrs or MyFirst HisLast and HisFirst MyLast at my bank with producing a copy of our marriage license and a copy of his DL. Nuts. We have joint checking now but it was a huge pain.
Post # 21
Yeah, that is a big hassle! I guess since I work at a bank, it just seems like common sense to me! But before working here, it would be so confusing!!
Post # 22
We just deposited them all thru the ATM. No questions asked 🙂
Post # 23
I had this problem too. It was such a big pain in the tush! And then later of course people are still sending checks to your maiden name when you already changed it, and there’s no going back to your other name so you’re screwed. If it’s a small amount they’re usually ok with it though, I just signed maiden and new and did it in the ATM.
@Amani. Hope they don’t send any of your checks back to you!
Post # 24
@Mrs.KMM: Sometimes it can take up to 14 days for the money to post to your account if the person writing the check banks differently than you do…they have to verify funds & what not.
Thanks for the super informative post, OP.
Post # 25
@artbee – nope, all was good 🙂
Post # 26
I opened up a new bank account just to beat the system on this one… My military ID has my married name even though i haven’t changed it through social securtiy, dmv etc..
So DH and I went and set up a joint account with my married name, just to ensure we didn’t have any problems.
Post # 27
I think it all depends on your state and bank.. I got a bunch of checks with MyFirstName HisLastname or with both of our names.. Great.. except I kept my name!!!
We’re in Texas, and use Bank of America, and our people told us all I had to do was sign both the name the check was written to, and my actual name, plus DH’s signature. But we had a joint account…
Hope this helps somebody.. I definitely wrote my thank you notes and signed them with my maiden name obviously.. I didn’t want to be ungrateful, just figured it was informative.
Post # 28
LOL at the idea of depositing the money and withdrawing later… I should have thought of that! My bank seems to have been one of the pickier ones. It was just annoying to have to make another trip with my Hubby in tow to get the majority of the checks signed!
From now on, when I send checks to newlyweds, I will be sure to use the bride’s maiden name so she doesn’t have to wait to cash it. 🙂
Post # 29
We just cashed our last wedding cheques this week! People think it’s cute to write John and Jane Smith, but really it was just a pain in the ass. We didn’t have a joint bank account, and obviously I had no ID with that last name. We had to open a joint account (which we were kind of planning to do after the wedding) and then for me to get PHOTO id with the new name on it.
Post # 30
Policies vary from bank to bank but I agree it was a total pain in the ass! I worked the system by depositing only and my bank had me sign both my married name and maiden name on the back of the check. Ugghh.
Post # 31
I hadn’t put much thought into this! Thank you for posting. We have been considering opening a joint account just for rent money or a small savings, but may come in even handier to have one if we get the “Mr. & Mrs.” checks.