Changing birth control due to Trump's election

posted 3 years ago in Wellness
Post # 121
Member
1039 posts
Bumble bee

solnishko1186 :  I won’t argue that single-payer can and does come with problems if you refuse to address them. But I think we can both agree that with the U.S. system, we get that too with patients having to be beholden to their insurance companies to determine what’s to be covered because its “necessary” and what’s not, so patients can miss out on care or go into crazy amounts of debt. Which to me is a system that is also broken, if you have to beg for charity to pay your medical bills so you don’t lose your house.

I’m considered rehab services. Guess how many times I’ve fought and in many cases LOST to an insurance company that my service was needed? We’ll go with a lot. Which is amazing. I’m the medical expert and an insurance company gets to tell me my service for a patient isn’t “necessary” or “medically beneficial.”

My point was that there are benefits to a single-payer system and where you and I will probably disagree is that I think we, as a nation are smart and innovative enough to make a good balance of making sure our medical treatments continue to be innovative AS WELL AS being available to all, as long as we drop our knee-jerk reactions to “ZOMG socialist medicine”/”How DARE people make a profit!”

We can do both.

Post # 122
Member
4963 posts
Honey bee

CakeSniffer :  Also sometimes it’s not exactly $30/month if it’s a formula the insurance company doesn’t agree is necessary it could be cash cost which once for me was $70…not horrible to me but could be a deal breaker to others on their budget. Just a side note. 😀

Post # 123
Hostess
9675 posts
Buzzing Beekeeper
  • Wedding: March 2014 - Chicago, IL

CakeSniffer :  Still on page 1 of this thread, but for each time a family member talks shit to me about the outcome of the election I donate $10 in their name to either PP, NAACP or the American Muslim Women’s Association. I’m $100 down this week, but it was worth it.

Post # 124
Member
2800 posts
Sugar bee

Katie-Didnt :  My view is (from talking to people who live in various countries with free healthcare), is that while in US it is insurance companies we are fighting with to cover services and procedures (and I had to experience that first hand, need authorization for this and that, insurance people think they know more than the Dr to deny a test, etc), in countries with “Free” system, instead of insurance, people are fighting with the government and get denied just as much, if not more. There are limits on what treatment one might receive, limits on chemo sessions, refusal to cover bad prognosis patients and long wait times for testing to be done (example of VA here). The people are not given the best expensive drugs, the technology is not top notch, etc. And I have heard from a lot of people that in countries with free system (UK, various european countries), that they also have “private” clinics and hospitals, and a lot of people use “private” providers instead of “free” ones as standard of care is so much better.

Post # 125
Member
1039 posts
Bumble bee

FutureDrAtkins :  Donations to Planned Parenthood in their names sound like fantastic Christmas presents.

Just sayin’

Post # 126
Hostess
9675 posts
Buzzing Beekeeper
  • Wedding: March 2014 - Chicago, IL

Katie-Didnt :  Oh, believe me I’ve been using their entire addresses, so it will be the gift that never stops giving! I hope they get solititations until they move or die. lol

Post # 127
Member
2399 posts
Buzzing bee
  • Wedding: October 2016

Horseradish :  the hospital doesn’t charge interest. It’s weird you’d think they do. And hospital Emergency rooms are overrun with non emergency patients who use them as a substitute for a family doctor. They do this because they know hospitals have to see them & will likely write off the bill if they don’t pay. You seem really misinformed. 

Post # 128
Member
2399 posts
Buzzing bee
  • Wedding: October 2016

And those people setting up go fund me accounts are likely using the money not for medical bills but for living expenses. Insurance companies universally cover cancer treatments really well. And for those who have poor coverage or no coverage, the pharmaceutical companies have programs to give them chemotherapy for free. The oncologists office will arrange everything. And, once again, the hospital will write it off if you truly can’t pay. I know. I’ve run two different cancer centers. 

Post # 129
Member
2800 posts
Sugar bee

jannigirl :  That is true, people without insurance use ER here as their primary doctor, because they don’t have to pay at ER, while any dr requires payment. I have seen people go to ER just to get a pregnancy test, because they dont want to spend a $1 at the dollar store. And given that ER has to run at least basic work up on every patient, complete blood count, etc, it’s costing everyone else. 

 

As as a side note, as someone who actually experienced first hand both systems, lived in 3 countries with single payer free system, immigrated to US from another country, I will say that I will take paying premiums and out of pocket maximums over “free” any day, as standard of care is night and day of a difference. If it came to life or death situation, I would want to be in US hospital over the hospital in the other 3 countries I lived in with “free” system. 

Post # 130
Member
44 posts
Newbee
  • Wedding: June 2010

I don’t think that some people will understand what it is truly like to be poor being poor is not putting off buying something for a week or two it is a sustained way of living.  It is not being able to buy food.  

All of that to me mute really.  Those ‘poor’ people working or not will be on Medicaid or not insured at all which isn’t really what Obamacare is about.  This is really for people who are probably paying a huge insurance premium to begin with which makes the whole ”free birth control’ issue not so crystal clear. Maybe some people should think about that for a while before they act like this is just an issue of some women being to lazy to work and afford their birth control.

Post # 131
Member
2800 posts
Sugar bee

kanon2007 :  Even before Obama, Medicaid already did provide free birth control. Tons of people can’t afford medicines they need to take daily for a life threatening medical conditions- what about them.? People will not die from not talking birth control, unless needed for medical reasons it is a lifestyle choice drug. What about people who have to pay co-pays (pretty much every Anerican), for actual medical necessary, potential life saving medications? Every medication I ever got, had to pay a co-pay for, nothing was free. 

Post # 132
Member
668 posts
Busy bee

I already have an IUD, but I 100% fully support anyone who feels reassured by going out and getting a long-lasting form of BC.

Post # 133
Member
7416 posts
Busy Beekeeper
  • Wedding: October 2014

jannigirl :  many many hospitals can and do charge interest. Just google “hospital charge interest” and you’ll find the information that you seem to be missing. And you seem to be missing the large population of people who, on paper, do not qualify for debt forgiveness by the hospital, and don’t qualify for government aid, and end up with a bill to pay. If all it took was saying “I can’t pay my bill” to get the hospital to wipe away your debt, everyone would claim poverty and no one would have a problem with their bills.

insurance policies do not always cover everything and in fact can have only a fractional coverage, such as 80% of your bill or even less, depending on the medical provider and the insurance coverage. The working poor are more likely to have barebones policies that have big coverage gaps (something that Obamacare started fixing but never fully fixed). If you are in a rural area, you may not be able to find an in-network provider, leaving a bigger gap. A $200k bill (not unusual for some treatments) with an 80% benefit leaves a $40k gap. For the working poor, you can just as easily ask them to sprout wings and fly to the moon as to pay a $40k bill. Not everyone is fortunate  enough to have Big Pharma cover some of their cancer treatment, and Big Pharma isn’t lining up to cover things like gall bladder surgery or broken bones.

hospitals can and do turn patients away if their condition is deemed non-critical, and it is sometimes  an administrative person and not a doctor who makes that decision. Some hospitals ask patients for payment up front for non-catastrophic conditions, which is another barrier. 

If it were as rosy as you make it seem, then no one would be upset about the state of health care.

Post # 134
Member
1066 posts
Bumble bee
  • Wedding: June 2017

I’ve had Paraguard (copper IUD) for years with no problems. I’m not making ANY changes to anything in my life based on Trumps election. Though I didn’t vote for him, I’m optimistic and along for the ride. I can’t imagine living my life based on “worst case scenarios”. I refuse to actually. 

Post # 135
Member
994 posts
Busy bee
  • Wedding: November 2018

Katie-Didnt :  Canadian bee here chiming in on “socialist” health care

last time I wanted an MRI I waited 4 weeks, in that time I also had blood work, ultra sound and ct done (that’s a lot)

my birth control is 4$/month and only because the generic, which is cheaper, makes me nauseous

i know only one person who took their kid to the states for medical treatment, she had serious developmental disorders and cerebral palsy so they went to a specified treatment clinic in Florida, 

all I know is, I will happily pay taxes on healthcare forever, because my father, who is extremely healthy, non smoker non drinker and active, was diagnosed with a pancreatic tumor this year, and within 3 weeks doctors had removed it FOR FREE and treatment had begun. He regularly thanks god that we don’t live in the states, because his treatments and surgery could have bankrupted us and he would have needed to make the decision to DIE because there were essentially no options for him

 

in in short, thanks to you and your father, hopefully the US can get on board with what all other first world countries have

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