(Closed) Check Endorsement

posted 5 years ago in Married Life
Post # 3
Member
3357 posts
Sugar bee
  • Wedding: May 2012

if it’s a joint account, it doesn’t matter .. but it sounds like you don’t have a joint account? mmiiigghht work might not. I don’t feel like I’m in a position to give knowledgeable advice on this.

Post # 5
Member
3357 posts
Sugar bee
  • Wedding: May 2012

@Cem0930:  I don’t think it’s a big deal. I’ve been depositing cheques without endorsing them until DH told me that I’m actually supposed to. Whoops.

Post # 6
Member
9956 posts
Buzzing Beekeeper
  • Wedding: December 2012

Married Man with Mom on his joint account ???

AHEM, that would be “highly unusual” to say the least

 

Post # 8
Member
9956 posts
Buzzing Beekeeper
  • Wedding: December 2012

Just so you know…

That is a line of bunk… you don’t have to be listed on an Account to make a Deposit to it (only a withdrawal)

As he obviously trusted his Mom, he could have just endorsed his pay cheques and noted on them the Account Number with the statement “For Deposit Only”… and then given them to her to take to the bank on his behalf and a Teller would have done the rest (now if she was to have her own ATM Card that would have been another matter… but in that case, lets face it, he could have done his own deposits 24/7/365)

Agree though this is something you need to rectify ASAP as you guys are now a married couple.  And as such, I’d keep an eye open to see if there are any other “irregularities” in regards to how much input his Mom or other family have on his life and what would otherwise be things that he as a grown man should be taking care of on his own.

 

Post # 9
Member
1471 posts
Bumble bee
  • Wedding: August 2011

I don’t think it’s that unusual for a NEWLY married guy to have a parent on his accounts. DH’s mom and dad were on his accounts from way back (when he was in the service), and my mom was on mine because I opened my account when I was 13, and I didn’t take her off of it until I was married and adding DH–just wasn’t worth the hassle (I had other accounts through the years that I used more often, but now that I’m back in my home town, she is on that one). It took us about 3 months to fully take our parents off accounts and add each other/consolidate/close accounts we didn’t need. 

Post # 10
Member
2622 posts
Sugar bee
  • Wedding: November 1999

Just deposit it through an ATM and you shouldnt have a problem. We didnt have any issues and we had all sorts of mistakes with signing, who the check was written to etc.

Post # 11
Member
187 posts
Blushing bee
  • Wedding: May 2012

they don’t look anyway. He can sign it too just in case but I think you could sign Mickey Mouse on the back and they would never know. Makes you feel oh so safe writing checks huh?

Post # 12
Member
204 posts
Helper bee
  • Wedding: September 2011

As long as you endorsed it, it should be fine.  

Post # 13
Member
13101 posts
Honey Beekeeper
  • Wedding: July 2010

@Jess1483:  I agree.  My mom was on my account until I was married because I’d had the account since I was a young child and never bothered to get her removed.  She didn’t meddle in anything.  It really wasn’t a big deal.

OP – regarding the check, I don’t think it would be a problem.  DH and I deposit checks via ATM all the time that aren’t even endorsed!

Post # 14
Member
813 posts
Busy bee
  • Wedding: December 1969

I was a teller, and it wouldn’t be a problem. Either put it in at the machine so they won’t even see it, or you could sign too and let the teller know what happened.

In Canada, you don’t even have to endorse cheques unless it is issued by the government or you are taking cash instead of depositing it.

 

Post # 15
Member
520 posts
Busy bee
  • Wedding: May 2012

I wouldn’t think it’s a big deal. I would just sign it too, and then try to deposit it like nothing’s wrong. 

As for his mom being on the account, this is totally normal. Both DH and I had parents on our accounts – if you open a bank account when you are young, you must have a parent on it. 

Post # 16
Member
5296 posts
Bee Keeper
  • Wedding: January 1993

Lol, I *just* emptied my account that had both my parents on it, I sure hope DH didn’t take that as a red flag! I think that’s actually quite common. We did it because I was too young to be the full owner when I opened it, and then when I was out of state at college, it was nice that someone at home had access to it.

As far as endorsing – you should be fine to write your name underneath. 

The topic ‘Check Endorsement’ is closed to new replies.

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