(Closed) Checks written out to a name I will not be :(

posted 6 years ago in Money
Post # 3
Member
894 posts
Busy bee
  • Wedding: June 2012

@kay01:  I’ve actually been thinking about this lately and wondering #1 if people would write checks or just give cash and #2 – if they did write checks what name would they write it to without knowing what I am doing and how soon I am doing it?

Post # 4
Member
46404 posts
Honey Beekeeper
  • Wedding: November 1999

You can still deposit the cheque . Both of you sign it as Mr and Mrs ____ then you sign your name under the Mrs _____/

Post # 5
Member
5494 posts
Bee Keeper
  • Wedding: August 2011

We had a few people do this to us.  What we did was first open an account in both our names.  Then we just deposited the check through an ATM and it was taken no problem.  We actually did this multiple times with multiple checks and they all went through.    Alternatively we were told we could bring in our marriage license or certificate to prove that we were married.  

btw, we have bank of america.  maybe their policies are just more relaxed.

Post # 6
Member
1340 posts
Bumble bee
  • Wedding: November 2012

@kay01:  Will your bank not cash it? I thought I had this problem, but my New Hampshire bank was able to help us out with some proof–I think I had to explain that we were engaged and that my family presumed that we were going to have the same last name–we just had to show FI’s ID.

Post # 9
Member
1629 posts
Bumble bee
  • Wedding: July 2012

I’m keeping my name and recently got a check written to Fiance and I using solely his last name (they aren’t close and aren’t coming to the wedding so they didn’t know I wasn’t changing my name–although it is presumptuous, and my wedding was over 2 months away when they wrote it…).

I had no problem depositing it to my account (it is not a joint account)

Post # 10
Member
1370 posts
Bumble bee
  • Wedding: July 2011

Darling Husband and I had checks written out to Mr. and Mrs. LastName and I cashed it without any issue before I changed my name…I don’t think my bank asked for any ID

Post # 11
Member
10453 posts
Sugar Beekeeper
  • Wedding: February 2014

Why not use an ATM, or your fiancé? Since his correct name is on it.

Post # 12
Hostess
3572 posts
Sugar bee
  • Wedding: June 2011

My bank didn’t care. I did bring in the marriage certificate just in case. But since both Darling Husband & I were on the account under our respective names, they totally understood and it wasn’t an issue at all. Don’t sweat this one too much!

Oh, and we use PNC in case it matters.

Post # 13
Member
2195 posts
Buzzing bee
  • Wedding: November 2011

USAA is awesome about these types of things. You can call them and explain what’s going on and they’ll probably just put a note on your account.

I call them for everything and I don’t think they’ve ever said no to me. They will take care of it.

Post # 14
Member
52 posts
Worker bee
  • Wedding: June 2012

I work at a bank. Sign it the way that the person made the check out, then sign it the correct way.

Post # 15
Member
1629 posts
Bumble bee
  • Wedding: February 2012

@aheavel:  It was about a 40/60 split for us on cash and cheques, with the larger amounts being all cheques. All but one of our cheques were made out to my husband.

Post # 16
Member
2825 posts
Sugar bee
  • Wedding: April 2012

My husband deposited all of our checks, I’m still in the name change process so we didn’t want to wait… But all I had to do was sign the back with my new name, they didn’t even question it… OR, you could always have “mrs. so and so” write the check over to you on the back, sign that name and then write “pay to the order of” ms. old last name” and sign for real.  Either way it shouldn’t be a problem.

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