Post # 1
I know, I know. As soon as you get a cheque cash it.
The problem is we got a cheque addressed to “Mrs and Mr Alex R” in our RVSPs. We’re not married yet. We’ve got another several months to go. We did our RSVPs early since it’s semi-destination.
So, what do we do with it? We don’t have a joint account yet, but even if we did we have until the end of May until I’m a Mrs. on it. Will a bank put it in his account?
Should he call the aunt who sent it (who he’s not close with) to explain why we’re not cashing it yet? Or is she expecting we’ll wait until we’re married?
Any advice is appreciated. Thanks!
Post # 3
Do either of you have a checking account at this point? My guess is if you both sign they will take it.
Post # 4
Go together to the bank. You should be able to sign the check and deposit to his account or vice versa.
ETA: If you are planning to get a joint account, now would be a good time to open it since you will probably get several wedding checks like this
Post # 5
Just deposit it in his account, since it has his name on it. It’s not really a problem, banks dont care, just endorse it on the back. I’ve deposited checks to Mr & Mrs his last name into my account (and I hadnt changed my name) and it wasnt a problem.
Post # 6
@maribonner: We’ve both got chequing accounts, but we’re not near branches for either of our banks. His is USAA and mine is (US) RBC Bank. This is a time where a physical bank would be nice. We can deposit cheques through scanning them, I’m just hoping they will honor it like they would in store.
Even though it’s Mrs and Mr it doesn’t matter if we’re married or not?
Post # 7
@pinkshoes: Good to know. Thank you!!
Post # 8
No. Banks understand that this kind of thing happens a lot. H and I got a lot of checks for Mr. and Mrs. Hislastname and the bank honored them even though I never changed my name. If you are unsure, call your bank and ask what they suggest. Probably both of you need to sign the check to deposit it
Post # 9
You’ll both need to endorse, but that should be all that’s required.