Post # 1
I have had my ring since Dec. 2006, when I got engaged, and have worn it almost all the time. I take it off to do the dishes and to sleep, but otherwise always keep it on. I have a 1.2 carat princess cut stone that is set sligtly above a halo setting. Every now and then it will bang into the counter, car, etc. Normal wear and tear. I thought that nothing could happen to a diamond. I was wrong.
A few weeks ago I noticed a chip next to one of the prongs. When I ran my nail over the surface of the stone it would snag in the chip. The ring was fine several days before, so it must have happened recently. I rushed to our jewler to confirm that I wasn’t imaginging things. Thank goodness my ring was insured. I filed a claim with our insurance agent, who needed to see our original gia certificate, appraisal, original receipts for the stone and setting, receipts for the last time I had it cleaned and checked. We keep everything, and were able to provide these documents.
Needless to say my husband was not happy. He was sweet about the whole ordeal, but not thrilled.
I just picked up my ring, with the new stone, and it is good as new. It’s heartbreaking to have to replace the stone that my husband proposed with, one that has other sentimental value connected to our family. The old stone gets sent back to the insurance company, which is sad, but understandable.
After doing some research online, I learned that diamonds can’t be scratched, but they most certainly can chip. Princess cut stones are particularly vulnerable because of their strong corners, which is where mine chipped.
I wanted to offer myself up as a cautionary tale. Take your ring off while at home, and save all of your documentation.
Post # 3
thanks so much for the warning! i have the same size princess cut solitaire, and i’m ashamed to say i’m pretty careless while wearing it..; like you i kinda thought diamonds were invincible! thanks, and i’m so sorry you had to go through that! it’s a terrible loss! thank goodness you ahd an insurance policy!!!
Post # 4
We have all the papers + it’s insured. I always take it off right when I get home. I just don’t really like to have it on unless I’m out.
Post # 5
- Wedding: March 2010 - Calamigos Ranch
Ugh, that must be so upsetting. 🙁 I should really be more careful with mine…
Post # 6
so sorry to hear about your diamond! unfortunatly i have a similar story. i think mine might have come to me chipped, it is a 4th generation ring so it came with some wear and tear, and when we got it appraised they showed us the chip. because it’s been in the family so long, there’s no way we’re going to replace the diamond though! we’re just going to recut it, which will make it stronger. just to let those of you who do get chips, the chip does make the diamond weaker and if you bang the diamond where the chip is, you’re more likely to crack the diamond even further. so get it fixed!
Post # 7
How upsetting! I am so, so sorry!
Post # 8
How upsetting!! I am glad it worked out tho 🙂
Mine is all insured but I will try to take it off more when at home !! :X
Post # 9
Oh no! I’m glad it all worked out but it kinda scared me, so thanks for posting it! I’ve been really lazy about getting the ring appraised and insured, and I think you just prompted me to do that since I never considered that this could happen!
Post # 10
I am so sorry! I would be so sad not having the diamond Mr. S picked out (especially since he is the one that was so particular about getting “the right stone”) I can’t imagine having it happen to one that had been in the family!
I don’t take my ring off at home though… I take it off at work if I am working with play dough or something that may get stuck in there or when I am at home and shower, wash dishes, or other yucky stuff… but I am bad about putting things down and forgetting where I put them so I try to leave it on as much as possible. I forgot to put it on one day before work and felt so naked without it 🙁 I need to start working on that since mine is a princess cut.
Post # 11
Well that made me a bit nervous since I do not have all of those documents. I definitely have appraisals and insurance. But since the diamond is from my mother which she purchased decades ago in a different country and the setting was custom done my my Fiance family we don’t have reciepts or the gia certificate. I suppose I should look into these things. Thanks for the cautionary tale!
Post # 12
As I mentioned before I am not good about taking my ring off at home… personally I like to wear it all the time vs. only when out of the house.I do not however wear it to the pool or beach! Worse than playdough! 🙂 So I ran right to the jewelry store and asked them about it (and of course got it clean and shiny too! She also checked it too while I was there.) She told me that they haven’t had much trouble with that at all and that because of the way mine is set (each corner has an L and that is how it’s held in) that the corners are protected. Whew! I can continue as normal, although I think I’ll be putting it somewhere safe when we go to move! 🙂
Post # 13
I’ve started only wearing my ring when I go out… I hate how scratched & gross it gets around the house. Especially with my split-shank setting.
Thanks for the heads up. That’s so upsetting. Thank goodness you had all the proper documentation & insurance 🙂
Post # 14
Oh how awful!!! Thanks for the heads up to all the girls who have princess cut diamonds!!!