(Closed) Clothing budget

posted 6 years ago in Money
Post # 3
Member
666 posts
Busy bee
  • Wedding: July 2012

I try not to spend more than $250 a month (average throughout the year) for clothing and accessories so I guess that’s my budget.  My husband doesn’t tell me how much I can or cannot spend because we don’t have a join account.  However, I couldn’t buy a lot of designers handbags (Balenciaga, LV, or Coach) anymore because now (after being with me so many years) he knows about designers brands and sometimes thier price range, LOL!

I guess in your relationship, your Darling Husband contributes a lot more to you two lifestyle?  Maybe that’s why he thinks he can tell you how much you can spend?  Me and my husband contribute equally so maybe that’s why he doesn’t tell me how should I spend my money.

Just a note here, I have changed my spenind habit on designer stuff not because of my husband but because we have a little boy together so I want to save more for his future :-).

Post # 4
Member
1326 posts
Bumble bee
  • Wedding: August 2013

I love clothes. Shoes are my weakness, but really I love it all. Honestly I spend around $100 a month on clothes, sometimes more depending on if I have a special occasion. I never put clothes on my credit card, I always use cash or debit and it’s what I can afford. I always pay my bills on time, I’m paying for my own wedding and I have a savings account as well as an RRSP that I contribute to every week. $100 can buy alot or little, depends on what I’m getting. Really $100 is one shopping trip, so I hit the malls 1-2 times a month.

At the moment we don’t have joint accounts, but all bills are split evenly down the middle. As long as we are paying for our fair share, there’s never an issue of who is buying what. He has his own savings and RRSP too, so we’re both smart with our money and always make sure we’re saving and contributing to our futures.

Post # 5
Member
807 posts
Busy bee
  • Wedding: April 2013

It’s different for me because I’m the one who makes the majority of the money in our relationship (almost twice as much as my FI–although this might change if he ends up taking a new job). 
It’s a balance…on the one hand, I feel like I should be able to spend whatever I want, because I’m the one who’s earning the surplus, so to speak. On the other hand, I know I’m the one who is able to save more right now, so I do feel like I need to be responsible. It can be a little frustrating sometimes, but I think I’d rather be in the postiion I’m in currently than have to ask my FI’s permission to spend money.

Post # 6
Member
172 posts
Blushing bee
  • Wedding: September 2012

At irst that sounded low. I don’t keep myself on a budge like that but when I think about it 300 is reasonable. That’s like a weekend trip every two months or a couple of shopping trips (depending on what you buy). However, what about gifrs, for example, if you attend a birthday party and spend $40 on the gift and $40 on food and drink does that mean you are down to $220 for the month or do you have a gift budget as well for things that come up.$300 is like $75 per week. Most weeks I don’t spend $75 on shopping or going out so I would be happy to save the budget up for somehing fun monthly. I think a budget would actually make me feel like I had to spend the money permission to buy something I didn’t need because I had money in my budget to blow. That would be worse IMO. Maybe you can test the waters fora couple of months and then discuss with Darling Husband based on your spending habits and if you feel short or like $300 is burning a whole in your pocket.

Post # 7
Member
8042 posts
Bumble Beekeeper
  • Wedding: December 2013

@Ballet513:  My clothing & misc budget is $400/month. Some of it I will use for clothing, accessories, shoes, etc. Some i will use for things like movies.. basically any of my other “wants”. This budget is separate to our eating out budget.

Post # 9
Member
947 posts
Busy bee
  • Wedding: November 2012

Initially $300 does seem low but if you don’t go shopping every month that $300 can turn into $900-$1200 in 3/4 months time -then that, to me, is a very realistic budget.

Post # 10
Member
915 posts
Busy bee
  • Wedding: December 2012

$300 sounds low for the lifestyle you like. That could only be two outfits really. I don’t spend that much because I just can’t afford it, but maybe ask him for a little more. Maybe he doesn’t realize how expensive clothes, shoes, purses, and makeup are. I would ask for $500….

Post # 12
Member
3697 posts
Sugar bee

Correct me if I’m wrong, but it almost seems like it’s less about the amount than about the fact that you now have a budget with explicit limitations on what you’re “supposed” to spend – if it were $500 or $1000 instead of $300, you might still be annoyed just because you now have to be accountable whereas you just never tracked it beforehand?

Figuring out a budget is not always fun, but it’s one of those compromises that comes with marriage, and it can actually be really helpful for avoiding arguments about money down the road. Fiance might not understand why you NEED another pair of black high heels, for example, but you can come back with “it’s in the budget,” and he can’t really get upset because that’s money that you two have already agreed that you are free to spend as you like.

Post # 13
Member
46404 posts
Honey Beekeeper
  • Wedding: November 1999

Isn’t the whole point of sitting down to do a budget , that you come to a mutual decision on each budget line?

Did you discuss the amounts for each line or did he decide what each line should be?

$3000 per month is $3600 per year which many would consider more than adequate. It depends on your  total income and expenses if that is a reasonable amount for your personal situation.

Post # 15
Member
1856 posts
Buzzing bee
  • Wedding: March 2013

I almost never buy new clothes, so I don’t have a clothing budget. I buy a few new things a few times a year and probably spend about $300 over the course of the year.

Post # 16
Member
1150 posts
Bumble bee
  • Wedding: August 2011

@Ballet513:  $300 is my clothing budget for the month and i can’t stick to it. Just judging by the content of your post, i think i am in a lower income level and i certainly don’t live in New York. 

Good luck!

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