(Closed) College Bees – How did you pay for your degree?

posted 7 years ago in College
  • poll: How did you pay for your undergrad degree?

    My parents paid.

    I got a scholorship.

    I took out student loans.


  • Post # 77
    1798 posts
    Buzzing bee

    View original reply
    @June14Bride:  That is so aggrevating! I can’t believe that anyone wouldn’t want their children (daughter or son) to start off in life with so much debt or without an education! 

    Post # 78
    19 posts
    • Wedding: October 2014

    I received scholarships & grants for my first two years of college. I took out (public) loans for the last two and my dad paid whatever that did not cover. I also worked throughout college and never used loan money or credit cards for living expenses. My first year of graduate school was paid for because I was the department teaching assistant (through this I also got monthly stipends that covered living expenses). This year (my last year) I received a department scholarship and part of my inheritance a family member to cover half of my tuition and living expenses. 

    I would always recommend: getting GOOD grades, applying to a ton of scholarships, and working while going to school. Also, build good rapport with your department in order to get more financial assistance if needed. 

    Post # 79
    2457 posts
    Buzzing bee
    • Wedding: September 2012

    Definitely loans. Both mom and dad were broke, and I was a middle class white girl with straight A’s… which is code for scholarships and grants didn’t exist for someone like me.

    I’ll be paying off my loans for the next 20 years or so.

    Upside, I have a good paying job in the field I went to school for. So… takes away the sting a little.

    Post # 80
    187 posts
    Blushing bee

    A mix of the above minues the parents paying. I got a scholarship, got a job, got a loan and am saving every last penny from my student allowance.

    ETA. If I keep this up until i graduate I should be able to pay off my student loan/tuition as soon as I graduate.


    Post # 81
    2890 posts
    Sugar bee

    I voted other because it’s a mix of many answers.

    Here the education system is divided in 5 year-high school (age 12 to 17) ; then CÉGEP which is a college where you either get a professional degree (3 years) or pre-university education (2 years) ; then University. 

    a. My parents paid my tuition until I ended up CÉGEP (it cost less than 500$ a year).

    b. I knew ever since I was a kid that my parents could not afford to pay my University tuitions. And I knew ever since I’ve been in 6th grade that I was going to at least get a bachelor degree. So every part time job I had, I saved money. It allowed me to make it to the 3rd year of my 4-year bachelor, with less than 3K debts related to living (rent, groceries, bus). These were from loans I got from the bank, since I could not apply for government student loans yet (had to finish 90 out of 120 credits to apply).

    c.  4th year of bachelor and 1rst year of my master’s, I lived combining government student loans (I barely had any), and more loans from the bank. 

    d. I won a scholarship for my last year of master’s. 

    c. I won a scholarship for the 3 first years of my ph.d (and now anxiously wondering how I’ll make it next year, because my scholarship ends in August 2014 and I won’t be done with my thesis).

    All of this, working part-time at the same time (either at a shopping center, then since I’ve got my bachelor I work either as teaching assistant or research assistant). 


    Post # 82
    1108 posts
    Bumble bee
    • Wedding: October 2013

    I split my undergrad with my parents, so that was a huge help (I ended up paying about $17,000 or so).  I also did a program where I had paid co-op work placements between my school terms so that helped… I was basically able to break even after finishing school.  I also had some scholarships in first year, and smaller upper-year scholarships too.

    Post # 83
    8469 posts
    Bumble Beekeeper
    • Wedding: July 2012

    My parents paid for my undergrad degree. I paid for my graduate degree by taking money out of my savings. 

    Post # 84
    5373 posts
    Bee Keeper
    • Wedding: June 2014

    My parents paid my tuition and I took out student loans for my books and for money for like groceries and stuff. My parents bought me a condo so I didn’t pay rent, they paid the mortgage and then rented it out when I finished school in April. I didn’t really work that much during the school year (just the summer) so I used the loan money for any expenses that popped up. I also got some scholarship money from my university, but my university doesn’t really do scholarships since they only accept ‘A’ students anyways.

    Post # 85
    3462 posts
    Sugar bee
    • Wedding: July 2015

    View original reply
    @rachelmichelle:  +1

    I took out a loan my first year of university only 5,500 though to help pay for housing. Thankfully, scholarships and FL prepaid pays for most of it. I’m ALMOST done 🙂

    Post # 86
    424 posts
    Helper bee
    • Wedding: August 2011

    I had what started as a full tuition scholarship, but the amount it covered stayed the same as tuition increased, so by the 4th year it only covered about 1/2 of my tuition.  My degree was a 5 year program and the University scholarship was only a 4 year thing, so I wrote 1000 scholarship essays and won a couple to help cover the last year.  I think its interesting that you didn’t put having a job as an option…I also had a 20 hr/wk job for all of college, except my first semester, to pay for living expenses and the remainder of my tuition. Many of my friends had jobs too…guess I would never have really considered that not an option. But I suppose that’s how you get a degree without having any student debt versus having to take out loans…

    Post # 87
    4027 posts
    Honey bee

    I got a scholarship for 90% of my degree. I then took out $10,000 in loans and my parents paid about $2,000. 

    Post # 88
    2903 posts
    Sugar bee
    • Wedding: January 2011 - Midland, TX

    I worked and paid for my Jr College stuff myself (my basics), then I cashed in savings bonds, got 2 very small scholorships, and took out a student loan for the last summer session and last semester.

    Post # 89
    3275 posts
    Sugar bee
    • Wedding: June 2014

    Our parents paid for our undergrad, so no debt there! Which is awesome since my undergrad was $30K+ per year! But it looks like we’ll be paying for my grad school hopefully with some scholarships. It’ll be $15-20K total which is scaring the crap out of me!! Luckily Fiance has a good paying full time job but I am seriously freaking out considering the possibilty of a student loan, like I’m signing my soul away lol

    Post # 90
    841 posts
    Busy bee
    • Wedding: August 2015

    My parents started an RESP for me when I was 3 months old, so that covered a lot. I also won a big scholarship from my dad’s work, a couple small ones in high school, had 5 co-op terms where I was paid well for a student, worked part time through university, and the rest was covered by my student line of credit. I got a job in my field immediately when I finished my undergrad so I’ve been paying off my LOC.

    Post # 91
    145 posts
    Blushing bee
    • Wedding: August 2014

    I voted other.  I worked three jobs.  

    I planned accordingly so it would not interfere with my studies. The first was a Research Assistant so I could work on campus between classes.  The second was during weekends as a Customer Service Rep at a Science Centre.  The third job I worked from home on-call.

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