(Closed) Cost of an infant's first years. What did you actually pay per month?

posted 6 years ago in Babies
Post # 3
Member
1572 posts
Bumble bee

As many people say, babies are only as expensive as you let them be (obviously, unless there is some kind of medical issue since that adds up a lot). Figuring in the approximate costs of diapering, feeding, etc the baby and leaving a bit for unexpected random needs here and there, and then considering the extra cost for utilities, I am leaning much more towards your number than your sister’s. I guess it also depends on where you live. Did she give a breakdown or did she just throw that number out there? Perhaps she was dividing up the cost of EVERYTHING you need before baby arrives (clothes, furniture, toys, etc)? I’m definitely not going to be spending $700 a month on baby expenses lol.

Post # 4
Member
2400 posts
Buzzing bee
  • Wedding: October 2012

@MissFireFlower:  Oh yeah totally $700 a month…if you are gonna dress them in Gucci and Prada. lol Just kiddin. I’d say $200 max.

Post # 5
Member
1762 posts
Buzzing bee
  • Wedding: August 2014

I have 2 children but of course there alot older now 7 and 4 We payed about $500  when they were an infant but as kids do grow older they dont cost as much. Yes you will have there activities or clubs they join and clothing and food isnt much. I think with infants and toddlers your spending alot more because there growing every single day..as far as clothes goes and yes diapers too and formula unless your breast feeding will save you some money 

Post # 6
Member
1856 posts
Buzzing bee
  • Wedding: March 2013

I spent less than $100 a month when my daughter was little, because I was 17 and broke. I wouldn’t do anything differently the next time though. I breastfed (never bought formula), did a mix of disposable and cloth diapers (which were gifted to me from a woman I bought some baby things from before my daughter was born), never bought pre-made baby food with the exception of rice cereal, and thrift-shopped for toys and clothes.

I was extremely lucky in that I was given clothing through an organization I worked for which helped a lot, and my daughter didn’t go to daycare until over the age of 2 as my parents helped watch her while I was in school. Add in the ‘start-up’ costs of car seat, crib, etc and it still averages out to less than $100 a month. With the next baby, I’ll still breastfeed, cloth diaper, and will make my own baby food, and my husband and I have a lot of flexibility in scheduling so we’ll likely avoid daycare until we hit the toddler/preschool age.  Babies go through clothing SO fast in the early years so I have no problem buying things second-hand, because they’re usually in great condition, so I’ll do that again, too. I always laugh when people go crazy over the cost of babies.

ETA – I’m a Canadian who lived in Canada with my first child, so no health insurance. Now living in the US, our family rate for insurance will cover an additional child anyway, so it’s no additional cost to the (astronomical) amount we spend.

Post # 7
Member
1659 posts
Bumble bee
  • Wedding: July 2012

Lol what does she plan to spend $700 on? I would say $100…diapers, clothes, the occasional copay?

Post # 8
Member
7770 posts
Bumble Beekeeper
  • Wedding: July 2010

I don’t think it will cost us too much.  We are very frugal.  Diapers and wipes… onesies.  I think our electricity bill will be higher because we have to get air conditioning for the baby.  As adults we just suffered and couldn’t sleep, obviously I would not do that to an infant!  I think $200 is my max max budget, but I hope to do it on less.

Post # 9
Member
1051 posts
Bumble bee
  • Wedding: March 2011

What kind of insurance can you get for $70? I just signed up for an individual Kaiser plan (the cheapest without a 9k-15k deductible) after getting off my mom’s plan and I’m $336 just for me! They told me it would be about $500-$900 a month for a baby to be on the same type of plan I enrolled for and I about died on the spot! They have low income plans that are only $8 or $15 a month for baby, but your income has to fall below 300% of the Federal Poverty Level to qualify :/

Aside from insurance, monthly you have diapers, wipes, formula if you can’t breastfeed, and the one time expenses that aren’t covered by your shower if you have one, like upgrading your car seat, baby food for older babies, any medication, upgrading your stroller if you need to, etc.

Post # 10
Member
1572 posts
Bumble bee

@saraja87:  If the insurance is through an employer, it is often cheap or free for the employee, and then you just have to pay for dependents to be added. My husband pays ~ $30 for himself ~100 for me and when we have a baby it will be about another 100 to change it to an Employee+2 plan.

Post # 11
Member
125 posts
Blushing bee
  • Wedding: April 2006

You might need more but it depends. My son, who is now 4, had GERD when he was born and needed a special formula or he was in pain and in danger of choking. Each box of formula was 15 Euro( around 20 $) and lasted for two and a half days! He drunk this formula for the first year. Killed us! Also used disposables. If you breastfeed and/ or cloth diaper huge difference.

 

 

 

 

Post # 12
Member
77 posts
Worker bee
  • Wedding: June 2012

My daughter is almost a month old and we haven’t spent close to $700 on her since she’s been born. We just found out that she has a milk protein intolerance and has to have special formula that costs twice as much as regular formula, so we are up to about $150 this month on formula alone. She has gone through 3 packs of diapers and 4 packs of wipes, but I’m not sure how much that is because I got 25 packs of diapers at my baby shower and about the same amount of wipes. My daughter wouldn’t have costed us as much if she didn’t have to have different formula. (Yes, I could breastfeed and call me selfish, but I’m not giving up all dairy to be able to do that.) Long story short, I think your sister has hit the ball WAY too far out of the park. I could see $700 per month if the baby was special needs, but not in normal circumstances.

Post # 13
Member
1051 posts
Bumble bee
  • Wedding: March 2011

@dreamocracy yes, that would be ideal! My company offered fabulous coverage before they laid off a bunch of people, including me 🙁 Unfortunately in our case, DH’s work is through 3-4 different unions which makes it nearly impossible for him to get coverage through one of them :/ One of the major downsides of the television industry! We looked into getting him coverage through a family business, but adding a spouse would have been $600+ and adding kiddos would have been $900+ per month. That was through a small business plan!

For people who don’t get coverage through work, insurance is a major, major expense. Definitely something to look into carefully when writing up your budget.

Post # 14
Member
343 posts
Helper bee
  • Wedding: January 2013

$700 is CRAZY.  Didn’t think of having to pay for medical insurance in the USA, we don’t have to pay that here in Canada thank god.  I’m preggo now so I don’t know personally, but my gf who breast fed almost exclusively stated her newborn son costed her $60/month. 

I agree with others here, kids will cost what you allow them to cost you. My other friend told me to budget $300/month, that same person spent $3500 on a crib and change table…  I mean common. 

The topic ‘Cost of an infant's first years. What did you actually pay per month?’ is closed to new replies.

Find Amazing Vendors