(Closed) cost of living as a married couple – combined finances

posted 5 years ago in Money
Post # 4
Member
111 posts
Blushing bee
  • Wedding: October 2014

property tax, power bill, groceries, water bill,…? thats about the only thing i can think of off the top of my head….. and always leave enough for “misc”, cause theres always a vehicle or something around the house needing repair it seems lol

 

we moved in together at 19 & 20 (now 24 & 25) and didnt have parents to foot a lot of the bills while we were in school and working full time (his dad passed, and our moms do enough to get by on their own as it is) so we had to figure it out quick lol

 

 

Post # 5
Member
5662 posts
Bee Keeper
  • Wedding: August 2012

I wish I could help here but, we are far from being on our parents assistance of any kind so our stuff actually got a bit cheaper, since we were able to combine cell phone plans, file married on car/homeowners insurance, etc…

What really changed our bills was buying a house. WHOA

Post # 6
Member
8042 posts
Bumble Beekeeper
  • Wedding: December 2013

@lilek22:  Make sure to budget some money for things like coffee/lunches out, transportation, dinners out, clothes (work clothes can be expensive!), personal grooming – hairdressers/beauty products etc., vacations, gifts, and entertainment. It adds up quick! Also things like professional memberships and pet costs (if you have one or get one) can be significant.

In my early 20s I got into debt because I was stupid with my spending. 

Work on a budget together!! That is HUGE. Make sure you’re on the same page re: expectations and debt. If you can possibly avoid going into debt, it will make your life a lot easier. It isn’t hard to get into debt.

Post # 7
Member
2419 posts
Buzzing bee
  • Wedding: August 2015

Car repairs, future car payments, cable/internet (if you are going to have it). Make sure to pay yourself too!

Post # 8
Member
2457 posts
Buzzing bee
  • Wedding: September 2012

Hmm… cable/internet? Car payments? Credit cards (if you have them)? Only other thing I can think of is all of the extra things you need around the house constantly apart from food – toothpaste, shampoo, toilet paper, dishsoap, sponges, etc. 

Post # 9
Member
808 posts
Busy bee
  • Wedding: February 2013

don’t forget to do the tax worksheet for two incomes, you may need to have more taken out of your paycheck. I just did ours, dh is used to getting a lot back because he has two dependent children and he has a lot taken out of his check as a built in savings plain, marrying me is going to cost him $5,000 a year

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