(Closed) credit card stolen

posted 7 years ago in Money
Post # 3
Member
3461 posts
Sugar bee
  • Wedding: May 2012

Don’t forget to report it to three credit agencies as well – I did that instead of reporting it to each account.  I’ve had that happened to me before and its frustrating (though in my case, my credit card was the one to inform me twice it happened). 

I would imagine the police would be the one to hunt down the person, not the cc company.  Don’t feel too sorry for the businesses though, because they have an obligation to check signatures.  One of the places one of my thieves bought from was an alcohol store, which really should have been more diligent, particularly as I learned it was a guy (he called my bank to ask for my pin number!) purchasing the alcohol.

Post # 4
Member
5110 posts
Bee Keeper
  • Wedding: November 2011

@kay01: I agree make sure that you report that to credit agencies so your credit doesnt get affected by this. Im assuming in the 2-3 months it was missing they didnt pay the bill… I am so sorry this happened this is so stressful!!

Post # 7
Member
3461 posts
Sugar bee
  • Wedding: May 2012

@kymani: Yeah I had just started work that week that my wallet was stolen, so my Social Security card was in my purse.  Guess he thought that would be sufficient to get access to my account!  (I still wonder why he didn’t at least try to get a female to call.)  After that I added a phone password to my bank account.

The second time it happened my bank called to tell me there were charges in 3 different states – were they legit?  One was me but not the other two.  Still had my card so it was a guess at numbers or the number got lifted at some point.  Glad my bank is so diligent!  Banks are getting pretty smart in my opinion at detecting it.  It may be annoying to be accidently flagged and cut off for uncharacteristic spending, but better than not I say.

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