(Closed) Credit cards with perks?

posted 4 years ago in Finances
Post # 2
Member
4231 posts
Honey bee
  • Wedding: August 2013

We have PC plus. No fees. Free groceries. 

Post # 3
Member
1259 posts
Bumble bee
  • Wedding: July 2022 - Maui

Alaska Airlines. We live on an island and they fly to the west coast at the best fares. The interest has been really low throughout, theyʻve raised my limit automatically 3x, and I get a companion fare ticket each year for $99 with any full priced ticket so we get to take vacays more often than we otherwise would.

Post # 4
Member
2682 posts
Sugar bee
  • Wedding: August 2017

Canada – I have west jet master card mostly for use at Costco… I have the plus upgrade that gives me a $99 companion fare each year and we collect west jet dollars too.  My main CC is AMEX through my bank, I use credit for everything (and pay entire bill monthly), you can use the points on virtually anything but we tend to bank them for travel.

Post # 5
Member
4835 posts
Honey bee
  • Wedding: April 2013

I’ve got Chase Saphire Prefered.  The annual fee is insane, but with the sign up bonus it’s worth it for the travel points.    I think they may have cut down the sign on bonus since I got my card last year though, because the deal was so good that too many people were signing up.  I think it was worth $1000 or so?

Basically, you get travel points, travel insurance, air port lounge access, purchase insurnace, and really good customer services.  

Post # 6
Member
894 posts
Busy bee
  • Wedding: June 2012

I second the Chase Sapphire. I never ever used credit cards till we started flipping condos. Now we use it for everything and pay it off right away. Pretty much every trip we go on, all the excursions and fun stuff is free. Like, no joke, 10 days in Hawaii and again in Spain and 90% of the fun stuff we did I paid for with points.

Post # 7
Member
6 posts
Newbee
  • Wedding: October 2018

I get 1.5% cash back on all purchases with Chase Freedom. I had the card pre-engagement, but I just charge everything to my card and pay it off as soon as it processes. I’ve gotten over $200 back already, and I’ll likely be at >$500 by the time everything is paid for. It’s not much compared to what we’re spending on the wedding, but it’s something! 

Post # 8
Member
413 posts
Helper bee

Chase Freedom. You get 1.5% back on everything and then  5% back on different categories that change quarterly. Last quarter I got 5% back at restaurants and movie theaters. The quarter before that was grocery stores. Before that was gas stations. I love it and no annual fee. 

Post # 9
Member
6331 posts
Bee Keeper

Bank of America has a travel credit card that gets you 1.5% back to be applied to travel costs. They are liberal with the definition of travel costs. Plus, you don’t pay extra to use the card internationally. 

Post # 10
Member
1378 posts
Bumble bee

I get air miles but mainly to use on Starbucks! I’m a gold card member but I never pay for my coffees!

Post # 11
Member
9146 posts
Buzzing Beekeeper

We have Amazon and Target cards for 5% cash back since we shop there the most. Otherwise I like the chase freedom as PP said plus my amex blue cash everyday (no fee and 1% on everything, 2% gas, 3% groceries). 

Post # 12
Member
8602 posts
Bumble Beekeeper
  • Wedding: September 2015

Amex blue- 6% back on groceries, 3% back on gas and department stores. But you MUST pay it in full every month because the interest rate is atrocious. NerdWallet.com is a good resource to research this.

Post # 13
Member
8517 posts
Bumble Beekeeper

We use our Amex Blue Cash Preferred for groceries (6% cash back) and gas/at department stores (each 3% cash back). They offer 1% cash back for all other purchases, but we use our Citi Double Cash card for anything else instead since that gives us 2% cash back.

We charge everthing possible but pay everything off the next month.

Post # 14
Member
6216 posts
Bee Keeper

View original reply
sparklesbelle :  Amazon (Chase) – 1% cash back on standard purchases, 2% for certain ones (gas I think?), 3% on Amazon purchases.  It was really nice just after paying hospital bills, I wound up with a bunch of ‘free’ money.  Like some other posters, I put everything on my card but pay it off in full as soon as the bill arrives.  The one time I forgot, I had such a good record they forgave the late fee/interest for me.

Post # 15
Member
2260 posts
Buzzing bee
  • Wedding: September 2016

I have a Target card that we get 5% off at their store. For all other purchases I use my CapitalOne Quick Silver card where I get 1.5% cash back on everything.

The topic ‘Credit cards with perks?’ is closed to new replies.

Find Amazing Vendors