(Closed) Credit cards with perks?

posted 4 years ago in Finances
Post # 16
Member
989 posts
Busy bee
  • Wedding: City, State

I hve a tangerine card, it gets me cash back on all of my purchases. The cash back automatically goes into a savings account.

Post # 18
Member
7268 posts
Busy Beekeeper

I recently got the Amazon Chase card. As an Amazon prime member, I get 5% back on all Amazon purchases which is awesome since I use amazon for everything from cat litter to ebooks to furniture lol. You also get 1% back on all purchases and 2% back on restaurants, gas stations & drug stores.

Post # 19
Member
860 posts
Busy bee

I have the marriott credit card and I love it. There is aan annual fee of $85 a year but you get 1 point for every $ spent and 5 points for every dollar spent at Marriott. I travel for work a lot so I earn a lot of points. 

Post # 20
Member
686 posts
Busy bee
  • Wedding: June 2014

Our best card is the Chase Sapphire preferred, like PP have said. We have traveled internationally for very minimal cost–it’s good for airfare, hotels, rental cars, excursions, everything. 

Southwest is also a really good idea if you fly domestically. With both of these cards, you have to sign up during the big bonus times. Don’t ever settle for less than 50,000 or 60,000 sign on points. https://thepointsguy.com/  is a great resource. For the last two years, we had Southwest Companion Pass (DH flew free with me everywhere) because we signed up for a personal and a business credit card at the same time, and qualified at the beginning of a calendar year (it lasts for the year you qualify and then the year after that). Timing is everything. Then, close the cards and do it again in a year or so. The points you accrued will probably last you during the downtime.

Post # 21
Member
354 posts
Helper bee
  • Wedding: August 2016

I have the Chase Sapphire Preferred and love it because I travel quite a bit. I use the Amazon Prime card for all my Amazon/gas purchases.

 

View original reply
cbgg :  How do you get airport lounge access with your CSP?? I thought only the Reserve card comes with lounge access.

 

Post # 22
Member
1640 posts
Bumble bee
  • Wedding: May 2015

DH did a lot of research and settled on the Chase Sapphire Reserve. The yearly fee is high, but you make up for the difference in the annual fee between the Reserve and the Preferred with the additional benefits including $300 yearly travel reimbursement and free TSA precheck ($100 value). Plus when you use points to book travel through Chase, they are worth an additional 50% (25% for the Preferred) and 3x points on travel and dining. 

Post # 23
Member
2056 posts
Buzzing bee
  • Wedding: June 2017

Citi Double Cash- you earn 1% on what you spend and 1% when you pay it off. This is for all purchases, no changing categories. And there’s no fee. You can use the percent for gift cards, but I just ask for a check in cash. It’s simple, and the payoff is direct and can be used for anything because it’s just straight cash.

Post # 24
Member
4835 posts
Honey bee
  • Wedding: April 2013

View original reply
wineandthings :  Oh sorry, I guess it’s a reserve card.  I’ve only used lounge access once (when a flight was delayed by a few hours) but it was pretty nice!

Post # 25
Member
336 posts
Helper bee
  • Wedding: November 2014

I love my Ritz Carlton Rewards card. You get 3 upgrades to Club Level at Ritz Cartlon hotels per year (up to 7 nights each stay.. so you pay base price for rooms but get a concierge, free food all day, free booze..)

Ritz Carlton = Marriott = SPG in the hotel point system, so you earn points you can redeem at those hotels as well. The annual fee is on the higher side (395 I think) but you get $300 in travel credits, $100 hotel credit on 2+ night stays, free application to Global Entry, a bunch of lounge access at airports, and some other stuff.

You also get automatic Gold Status for Marriott/ SPG hotels.

And the card is literally made out of metal – like this thing is heavy.

Post # 26
Member
2363 posts
Buzzing bee
  • Wedding: September 2018

I mainly use my southwest card because I fly a lot domestically so it’s worth it. I also got I think 60K points for signing up, which was a few flights alone!

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