Post # 1
My husband had to be treated for a work-related incident and it is all covered by workman’s compensation. However, he received a bill for the treatment – he gave it to the person handling it at work and they were to pay it. However, yesterday, he recieved another copy of bill, along with overdue charges this time.
He is taking this bill to his workplace today. However, he is worried about how this overdue bill may be affecting his credit. Is this likely? Is there anything he can do to keep it from affecting his credit? (He can’t pay it and get refunded, due to how his workman’s comp works – they have to pay it.)
Post # 3
Not unless they send it to a collection agency, which takes a really long time. One overdue medical bill is not going to mean anything in terms of your credit.
Post # 4
I handle all Worker’s Comp cases where I work and there should be no reason at all why it would affect his credit. Every now and then the insurance company messes up and doesn’t pay a bill or somehow doesn’t ever receive it. I just send it again and call to make sure they got it and pay for it. Tell your husband to ask for confirmation of the bill being paid, whoever handles his case should be able to get it for him.
Post # 5
@LadyBear: it won’t affect his credit until the billing company (the hospital, most likely) sends it to a credit reporting agency. he should call the hospital right away and let them know that his company is just dragging their feet, then hound his company every day to take care of it. at the end of the day, its under his name, so he is responsible for making sure it gets paid – and if his company doesn’t pay it, yes, it will go on his credit report. at which point, he will have to sue the company to get them to pay it and then file with all 3 credit bureaus to have it taken off his report and score.
Post # 6
Can he have the bill sent to his workplace instead of sent to him?