(Closed) Credit Score, Credit card debt, student loans, depressed :(

posted 7 years ago in Money
Post # 32
Member
2639 posts
Sugar bee
  • Wedding: April 2014 - Italian Villa

@icetea:  yes, exactly, you want to get the credit card debt below half of your limit and your score will go up easily 10-20 points in 30 days.

Post # 33
Member
2639 posts
Sugar bee
  • Wedding: April 2014 - Italian Villa

one of the other bees mentioned making payments weekly instead of monthly. this is especially important if your interest compunds daily instead of monthly! check out the terms of your credit card

Post # 34
Member
10363 posts
Sugar Beekeeper
  • Wedding: September 2010

Have you discussed tackling your debt jointly with your FI? If he is open to it, it really is in both of your best interest to get your score up and your debt down as quickly as possible. When my Darling Husband and I were engaged, we did that with my CC debt from school, and we saved hundreds of dollars in interest and were able to start saving for a home that much faster!

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