(Closed) Darn Amazon.com!

posted 8 years ago in Money
Post # 3
162 posts
Blushing bee
  • Wedding: August 2010

I’m not married yet, but my fiancee and I have been living together for three years and we’ve tried a number of approaches to budgeting. The most effective we’ve found so far is setting a monthly amount for us to spend on everything except for bills, pulling that amount out in cash, and not using credit cards at all. I’ve noticed that if I slip and use my credit card just once (i.e. maybe I’m out of cash), I find myself heading down a slippery slope of overspending. 

We’ve decided that $1200/month, or $300/week, should be enough to cover food, gas, fun, and anything else that’s not a bill. If I need to pay for something using a credit card (like an online purchase) I’ll deposit that amount into my checking account first.

We’ve been trying this out for four months now and it’s really working.

Good luck!

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