(Closed) Depositing Wedding Check Nightmares!

posted 8 years ago in Names
Post # 3
Member
5921 posts
Bee Keeper
  • Wedding: December 2010

There’s always something else to worry about! LOL! It never ends!

Post # 4
Member
2767 posts
Sugar bee
  • Wedding: September 2009

to solve this problem you could open a joint account before the wedding.  But you still need to go to the bank with your marriage certificate in hand so that they will change your last name on your joint account.  The only way to get around this is to wait a month or so after the wedding to deposit your checks.  By that time you will have the certificate in hand.  

 

Post # 5
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

We were able to deposit our checks into our joint account even though the account had my maiden name on it.  Honestly, most banks don’t even look at what the name is on the check.

Post # 6
Member
107 posts
Blushing bee
  • Wedding: April 2010

what a pain! this happened to us too. i didn’t change my last name (and don’t plan to) and despite being clear about this plan with everyone, we still got checks made out to both of our first names + his last name.  even though we have had joint accounts for a while with both of our names of them, the bank wouldn’t let us deposit them! it was kind of awkward, but we did let people know and asked if they wouldn’t mind issuing a new check with the right names…. major pain!

Post # 7
Member
2144 posts
Buzzing bee

Yeah, I didn’t have too many difficulties. Our checks were written a multitude of ways. The banker tried telling us “next time, make sure they write your name correctly” uh yeah. next time I get married, I’ll be sure to send out the memo first! lol I just made sure my husband signed it if his name was on it. We also have a joint account already though, so maybe that helped.

Post # 9
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

Maybe the reason I didn’t have problems is because I went to the ATM?  I think you can put anything in the ATM and they won’t care!  I would try that before going to a teller.

Post # 10
Member
2397 posts
Buzzing bee
  • Wedding: May 2010

That’s really crazy.  I worked at a retail bank for years, and all we’d have couples do is have the husband sign his name, and then the wife sign her name as it’s spelled on the check, and under that signature, sign her maiden name. 

We’d also allow those checks to go into one account, so long as the person who wasn’t on the account was able to provide valid ID.  We’d record the ID, and check the system to make sure they didn’t have any charged off accounts… and then the checks would be deposited.

Every bank is different though… and who knows, things may have changed in the 3 years since I was a teller!  I’d go to the branch where you opened your account and talk to the manager.  Maybe she/he would be willing to sign off on the deposit, considering you were just married!  They’d probably be more willing to do this if you were added to the account, which is no big deal.

Post # 11
Member
2030 posts
Buzzing bee
  • Wedding: December 1969

Agree with Blueshoes…I had to sign them all twice (with old name and new name) and husband had to sign them all once. Took a while but we had no problems (this was at Chase Bank, if that helps).

Post # 12
Member
14186 posts
Honey Beekeeper
  • Wedding: June 2009

We BOTH endorsed the checks (i signed my new name), showed the bank our marriage license and they deposited them into our account.  In fact, we cashed our checks before i got my name changed. They were very accomodating!

Post # 13
Member
818 posts
Busy bee
  • Wedding: December 2009

Bank of America did allow me to deposit checks made out to the two of us before I changed my name; however, I was already on the account with my maiden name and my husband endorsed the check. They did ask a manager to approve the transaction, but it went well. This was about a week after our wedding.

 

Post # 14
Member
2186 posts
Buzzing bee
  • Wedding: September 2010

go with credit unions – they are wayyyy more accomidating – my sister didnt have problems at all! but good to know with the joint account though.

Post # 15
Member
304 posts
Helper bee
  • Wedding: May 2010

I think both of you just need to endorse it and try depositing it again.  Some retail bankers won’t even bother looking into it.

Post # 16
Member
1508 posts
Bumble bee
  • Wedding: October 2009

We waited until I had a license with my new name. We just endorsed the checks however they were made out. I have my maiden name as a second middle name so maybe that helped?  We use a Credit Union.

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